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Rates Effective Date
As of Friday, September 03, 2010


  Savings & Money Market Certificates IRAs Loans Mortgages Business Accounts Credit Cards
Business SolutionsAnnual Percentage Yield (APY)Dividend RateTypeMinimum Balance to Earn APYDividend Payment
Business Accounts
Business Step up Checking*** - Tier 10.70%0.70%N/A$20,001 - $75,000Monthly
Business Step up Checking*** - Tier 20.85%0.85%N/A$75,001 - $150,000Monthly
Business Step up Checking*** - Tier 31.00%1.00%N/A$150,001 or moreMonthly
Free Checking with Interest1.00%1.00%N/A$0.01N/A
Savings Accounts* ($5 to open) 0.50%0.50%N/A$5.00Quarterly
Money Market Account - Tier 10.70%0.70%N/A$500-24,999 Monthly
Money Market Account - Tier 20.85%0.85%N/A$25,000-49,999Monthly
Money Market Account - Tier 31.00%1.00%N/A$50,000 & GreaterMonthly
Certificate Accounts 3 months0.65%0.65%Fixed$1,000.00Quarterly or Monthly
Certificate Accounts 6 months0.85%0.85%Fixed$1,000.00Quarterly or Monthly
Certificate Accounts 12 months1.15%1.14%Fixed$1,000.00Quarterly or Monthly
Certificate Accounts 18 months1.35%1.34%Fixed$1,000.00Quarterly or Monthly
Certificate Accounts 24 months1.65%1.64%Fixed$1,000.00Quarterly or Monthly
Certificate Accounts 30 months1.80%1.78%Fixed$1,000.00Quarterly or Monthly
Certificate Accounts 36 months2.00%1.98%Fixed$1,000.00Quarterly or Monthly
Certificate Accounts 48 months2.40%2.37%Fixed$1,000.00Quarterly or Monthly
Certificate Accounts 60 months3.00%2.96%Fixed$1,000.00Quarterly or Monthly
*** Tier bands are based on daily deposited balances



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