|Product||Bethpage Annual Percentage Rate (APR)*||LI Regional Bank Average APR^||We are lower than the banks by:
|HELOC FIRST 24 MONTHS||2.24%||5.73%||156%
^Data is supplied by Datatrac Inc. as of 4/18/2014.
Data supplied by Datatrac. Rate shown is the average rate for the 10 largest banks in the Long Island, New York area for A+ credit, 20% loan to value for new customers without any other relationship to the bank. Actual rates may be different.
*APR = Annual Percentage Rate. Rate shown is the standard rate for Bethpage members based on maximum LTV of 80% a preferred credit rating and requires payment by automatic withdrawal from a Bethpage account. All offers of credit are subject to credit approval; Applicants may be offered credit at higher rates and other terms. See bottom of page for more information. The regular rate after the introductory period is prime, currently 3.25% APR.
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