APR=Annual Percentage Rate. Rates and terms accurate as of . Rates and terms subject to change without notice. All offers of credit are subject to credit approval; applicants may be offered credit at higher rates and other terms. Maximum loan-to-value ratio 96.5%, cash out refi 85%. Primary residence only. Principal and interest payments only. Taxes, insurance and other costs will result in a higher monthly payment. Max loan amount available $729,750 based on county (NY Metro Area, Nassau, Suffolk and Westchester apply). Full documentation loans only. Single Family residential properties and Condominiums only. 15- and 30-year terms only available. 1% origination fee on all loans. All loans subject to upfront mortgage insurance premium and a monthly mortgage insurance premium to be calculated based on terms requested. FHA loan limits vary by county and state.