Best for those who have limited savings and/or cash assets for a down payment or those that do not have credit.
- Low down payment minimum 3.5%.
- Government guaranteed loan.
- 15- or 30-year fixed mortgages only.
- Primary residences only.
- Purchase or Refinance.
- FHA mortgages are available in the following states: NY, MA, VT, NJ, OH, CT, NH.