|Product||Bethpage Annual Percentage Rate (APR)*||LI Regional Bank Average APR^||We are lower than the banks by:
|30 YR FIXED||3.589%||3.767%||5%
|15 YR FIXED||2.996%||3.076%||3%
|10 YR FIXED||2.800%||3.405%||22%
^Data is supplied by Datatrac Inc. as of 4/30/2016.
Rate shown is the average rate for the 10 largest banks in the Long Island area for A+ credit, 20% loan to value for new customers without any other relationship to the bank. Actual rates may be different.
*APR = Annual Percentage Rate. Rate shown is the standard rate for Bethpage members with 20% down and a preferred credit rating. All offers of credit are subject to credit approval; applicants may be offered credit at higher rates and different terms.
Buying a new house and making it a home can be a real headache if you aren’t prepared. Although it is a very exciting time in one’s life there are a lot of things to consider before you decide to buy.
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