Fixed Rate Mortgage

Mortgage Fixed

Best for those who want the stability of fixed rate mortgage payments.

  • Same payment month to month.
  • Multiple terms available, up to 30-years.
  • Property can be: One, two, three or four (owner occupied only), Second home (single family units and Condominiums only)* , Condominium, Planned unit development, Townhouse, Cooperatives (Co-ops) in Nassau, Suffolk counties and NY Metro Area.
  • Mortgage loans are available in all states except Texas.
  • Purchase or Refinance.

apply for a fixed mortgage

ProductBethpage Annual Percentage Rate (APR)*LI Regional Bank Average APR^We are lower than the banks by:
30 YR FIXED3.966%3.892%2%
15 YR FIXED3.247%3.313%2%
10 YR FIXED3.051%3.355%10%

^Data is supplied by Datatrac Inc. as of 11/24/2015.

Rate shown is the average rate for the 10 largest banks in the Long Island area for A+ credit, 20% loan to value for new customers without any other relationship to the bank. Actual rates may be different.

 *APR = Annual Percentage Rate. Rate shown is the standard rate for Bethpage members with 20% down and a preferred credit rating. All offers of credit are subject to credit approval; applicants may be offered credit at higher rates and different terms.

Mortgage Calculators

Buying a new house and making it a home can be a real headache if you aren’t prepared. Although it is a very exciting time in one’s life there are a lot of things to consider before you decide to buy.

Do you know the steps to take before you start looking for a new home? How about what you need to get that mortgage application started? Check out Advice & Planning to help make the home search and the mortgage process a little easier.

Visit the Advice & Planning, Home Center to learn more...