Auto Loans

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Best for those looking to buy a new or used auto.

  • Rates available up to 96-months for new (current or 1 previous model year with less than 5,000 miles) and 84-months on pre-owned (2 – 7 model years old).
  • No payments for 90 days.
  • Financing up to 125% NADA Book value on pre-owned vehicles.

Additional Auto Resources:

Auto Buying Service             Auto Insurance

ProductBethpage Annual Percentage Rate (APR)*LI Regional Bank Average APR^We are lower than the banks by:
NEW CAR1.89%4.29%127%
USED CAR2.09%3.66%75%

^Data is supplied by Datatrac Inc. as of 5/24/2013.

Rate shown is the average for the 10 largest banks on Long Island, New York area for A+ credit 20% loan to value for new customers without any other relationship to the bank. Actual rates may be different.

*APR = Annual Percentage Rate. Rate shown is the standard rate for Bethpage members based on a 60 month term, maximum LTV of 90% for used and 115% for new and a preferred credit rating. All offers of credit are subject to approval; applicants may be offered credit at higher rates and different terms.

 

PLEASE NOTE: All calculations received by using the calculator tools on this page are estimates only. Please contact your loan advisor, tax advisor or a branch representative to determine all final payments or savings.

Let’s get you in the driver’s seat today!  Whether you are buying a car for the first time or simply looking for that new set of wheels, we can help make that dream a reality.

Visit the Advice and Planning, Auto Center, to learn more...