Youth Savings Account - the primary savings for members up to age 21
Youth Certificates - great yields for long-term goals
Student Checking Account - the best checking around!
^Data is supplied by Datatrac Inc. as of 6/18/2013.
Data supplied by Datatrac. Rate shown is the average rate for the 10 largest banks in the Long Island, New York area for Youth Accounts for balances up to $1,000. Actual rates may be different.
*APY = Annual Percentage Yield. See bottom of page for more information.
Whether you just passed your road test, are headed off to college or are starting your first full-time job, it's probably a good time to start thinking more about your finances. Bethpage has resources designed specifically to help you at important stages in your life.
Visit the Advice and Planning, Youth Center, to learn more...
Enter Age of Child:
How much money do you have to open this account?
How much will you contribute on a regular basis?
Please select frequency of contribution:
Ending Balance (at age 21):
This figure above is only an estimate and should only be used for educational purposes.
Ending balance is an estimate based on current rates up until 21 years - 3.00 % APY*** on the first $1,000 and 0.45 % APY on the balances higher than $1,000.
*Annual Percentage Yield (APY) effective 1/17/2013 and is subject to change without notice. 3.00% APY is earned on balances up to $1,000, balances higher than $1,000 earn .45% APY. $5 minimum balance to open. Fees or other conditions could reduce earnings. Consumer accounts only. Certain restrictions may apply. At the age of 21, Savings accounts are automatically converted to a basic savings account and checking account will convert to Bonus Checking accounts. **Minors under the age of 15 need parental consent for these features. Membership conditions may apply.