Looking for a new home? Bethpage is here to help.
There are many reasons to relocate: a bigger home, a smaller home, a new job, better weather, proximity to family or friends — and with more companies shifting to more flexible work from home policies, you may be ready to move now. Whether you are moving 5 miles or 1,500, Bethpage is here to help you find the best loan for your new home, offering the great rates, low fees, and the exceptional service our members expect from us.
Bethpage offers mortgage products in 49 states with a wide range of terms to meet your home financing needs.
Here are a few tips for your next home purchase and the ways Bethpage can help:
Determine what you can afford.
The first step in the home buying process is to figure out what you can afford. Your monthly costs will include more than just the principal and interest on your mortgage. You should factor in additional expenses, such as property taxes, monthly maintenance fees, and homeowners insurance, in order to get a more accurate assessment of what you can afford. Bethpage has great mortgage calculators to help you determine affordability and estimated monthly payments. Because mortgage rates change daily, it is important to keep up-to-date with the most recent information.
Visit lovebethpage.com/rates to find the best term and rate for you!
Pre-qualification letters provide borrowers with an informal estimate of how much they can afford. Having a pre-qualification letter assures both the seller and their agent that you qualify for a loan to buy within range of their listed price. To get pre-qualified all you need to do is provide Bethpage with some basic information. Once you have that letter in-hand you will have what you need to begin house-hunting with confidence.
Lock in great rates and low fees.
Bethpage offers a free 60-day rate lock! When you get a mortgage loan from Bethpage, you can lock in your interest rate — at no charge — for sixty days.
Dedicated loan officer.
Whether you apply in-person, online, or over the phone, our dedicated loan officers will take you through every step of the mortgage process and provide you with their expert advice and personal service.
We know that every home purchase is different so we try to give you the flexibility to close within your timeline. There are many factors that can impact your closing date so we will work closely with you and your home buying team to ensure a smooth, on-time closing.
Visit lovebethpage.com/mortgage or call 855-459-2406 to begin the application process or learn more about Bethpage’s mortgage options.