How to Get Prequalified

Knowing that your auto financing is already approved and how much you can spend lets you shop for a vehicle with confidence.

1. Complete an auto application online, at a Bethpage branch or call 800-628-7070

• Apply in 15 minutes – there’s no application fee and no obligation!

2. Receive your credit decision

• Most members receive their credit decision immediately.

3. Find a vehicle within your budget

• Knowing the loan amount you’re approved for helps you narrow down your search and stay within your budget when you negotiate the final price.

4. Finalize the car loan

• After you’ve chosen your vehicle, visit your local Bethpage store to close your used car loan. We’ll finish up the paperwork and hand you your check.

A pre-qualified auto loan from Bethpage offers:

• Easy loan application – visit a branch or call the Telephone Service Center at 800-628-7070.
• Fast credit decisions & loan processing.
• The best interest rates.
• Time to find the right vehicle…loan approval good for 60 days.
• Qualification to shop like a cash buyer.
• Personal help to complete paperwork and finalize the purchase when you close your used car loan at the nearest Bethpage branch.