How to Get Prequalified

Knowing that your auto financing is already approved and how much you can spend lets you shop for a vehicle with confidence.

  1. Complete an auto application at a Bethpage branch or call 800-628-7070
  • Apply in 15 minutes – there’s no application fee and no obligation!
  1. Receive your credit decision
  • Most members receive their credit decision immediately.
  1. Find a vehicle within your budget
  • Knowing the loan amount you’re approved for helps you narrow down your search and stay within your budget when you negotiate the final price.
  1. Finalize the car loan
  • After you’ve chosen your vehicle, visit your local Bethpage store to close your used car loan. We’ll finish up the paperwork and hand you your check.

A pre-qualified auto loan from Bethpage offers:

  • Easy loan application – visit a branch or call the Telephone Service Center at 800-628-7070.
  • Fast credit decisions & loan processing.
  • The best interest rates.
  • Time to find the right vehicle…loan approval good for 60 days.
  • Qualification to shop like a cash buyer.
  • Personal help to complete paperwork and finalize the purchase when you close your used car loan at the nearest Bethpage branch.