Choosing the Right Credit Card
Why “0% APR” isn't always what it seems.
Many cardholders new to the banking process are sucked into deals with other credit card providers that tout a “0% APR”. Although this may seem like a good deal, it can be risky, especially when there is fine print involved.
Often, this “0% APR” changes within a few months and skyrockets your balances. With detrimental unknown fees and add-ons, the overall financial state of the holder can be crippled within a short time.
At Bethpage, we believe your financial choices should be the one that works best for you. To meet your needs, we offer three Mastercard® Platinum consumer credit cards, each backed by low rates and a 12-month introductory rate of 2.99% APR*.
Our cards offer freedom, flexibility, and convenience to suit a range of cardholder needs. We ensure that your card is working all the time for you and not the other way around.
Our offers are:
|
|
Low Interest Rate
|
CU Rewards - Cash Back
|
CU Rewards - Points
|
|
Annual Fee
|
$0
|
$0
|
$0
|
|
Fees for Balance Transfers
|
$0
|
$0
|
$0
|
|
Features & Benefits
|
- No Annual Fee.
- Interest rates as low as 9.15%* on all balances.
|
- No Annual Fee.
- Interest rates as low as 12.15%* .
- Earn .50% on month end balances between $1.00 - $4,000;
Earn 1.00% for month end balances of $4,001 or more.
- Rebates are distributed annually in October.
|
- No Annual Fee.
- Interest rates as low as 12.15%* .
- Earn one point for every dollar spent on purchases.
- Redeem points for travel, hotel stays, cruises, jewelry and more!
|
|
Foreign Transaction Fee
|
$0
|
$0
|
$0
|
|
Over the Limit Fee
|
$0
|
$0
|
$0
|
|
Late Fee
|
$25
|
$25
|
$25
|
|
Minimum Finance Charge
|
$1.00
|
$1.00
|
$1.00
|
|
NSF Fees
|
Lesser of minimum payment or $25
|
Lesser of minimum payment or $25
|
Lesser of minimum payment or $25
|
|
Minimum Payment
|
The greater of $15 or 1% of the balance plus billed interest.
|
The greater of $15 or 1% of the balance plus billed interest.
|
The greater of $15 or 1% of the balance plus billed interest.
|
Our Bethpage credit cards are secure and ready to use for all your financial needs.
Apply For A Credit Card »