Choosing the Right Credit Card
Why “0% APR” isn't always what it seems.
Many cardholders new to the banking process are sucked into deals with other credit card providers that tout a “0% APR”. Although this may seem like a good deal, it can be risky, especially when there is fine print involved.
Often, this “0% APR” changes within a few months and skyrockets your balances. With detrimental unknown fees and add-ons, the overall financial state of the holder can be crippled within a short time.
At Bethpage, we believe your financial choices should be the one that works best for you. To meet your needs, we offer three Mastercard® Platinum consumer credit cards, each backed by low rates and a 12-month introductory rate of 2.99% APR*.
Our cards offer freedom, flexibility, and convenience to suit a range of cardholder needs. We ensure that your card is working all the time for you and not the other way around.
Our offers are:
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Low Interest Rate
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CU Rewards - Cash Back
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CU Rewards - Points
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Annual Fee
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$0
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$0
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$0
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Fees for Balance Transfers
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$0
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$0
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$0
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Features & Benefits
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- No Annual Fee.
- Interest rates as low as 9.65%* on all balances.
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- No Annual Fee.
- Interest rates as low as 12.65%* .
- Earn .50% on month end purchase balances between $1.00 - $4,000;
Earn 1.00% for month end purchase balances of $4,001 or more.
- Rebates are distributed annually in October.
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- No Annual Fee.
- Interest rates as low as 12.65%* .
- Earn one point for every dollar spent on purchases.
- Redeem points for travel, hotel stays, cruises, jewelry and more!
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Foreign Transaction Fee
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$0
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$0
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$0
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Over the Limit Fee
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$0
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$0
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$0
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Late Fee
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$25
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$25
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$25
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Minimum Finance Charge
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$1.00
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$1.00
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$1.00
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NSF Fees
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Lesser of minimum payment or $25
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Lesser of minimum payment or $25
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Lesser of minimum payment or $25
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Minimum Payment
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The greater of $15 or 1% of the balance plus billed interest.
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The greater of $15 or 1% of the balance plus billed interest.
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The greater of $15 or 1% of the balance plus billed interest.
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Our Bethpage credit cards are secure and ready to use for all your financial needs.
Apply For A Credit Card »