Many cardholders new to the banking process are sucked into deals with other credit card providers that tout a “0% APR”. Although this may seem like a good deal, it can be risky, especially when there is fine print involved.
Often, this “0% APR” changes within a few months and skyrockets your balances. With detrimental unknown fees and add-ons, the overall financial state of the holder can be crippled within a short time.
At Bethpage, we believe your financial choices should be the one that works best for you. To meet your needs, we offer three Mastercard® Platinum consumer credit cards, each backed by low rates and a 12-month introductory rate of 2.99% APR*.
Our cards offer freedom, flexibility, and convenience to suit a range of cardholder needs. We ensure that your card is working all the time for you and not the other way around.
Our offers are:
|
|
Mastercard® Low Rate |
Mastercard® Rewards - Cash Back |
Mastercard® Rewards - Points |
|
Annual Fee |
$0 |
$0 |
$0 |
|
Fees for Balance Transfers |
$0 |
$0 |
$0 |
|
Features & Benefits |
|
|
|
|
Foreign Transaction Fee |
$0 |
$0 |
$0 |
|
Over the Limit Fee |
$0 |
$0 |
$0 |
|
Late Fee |
$25 |
$25 |
$25 |
|
Minimum Finance Charge |
$1.00 |
$1.00 |
$1.00 |
|
NSF Fees |
Lesser of minimum payment or $25 |
Lesser of minimum payment or $25 |
Lesser of minimum payment or $25 |
|
Minimum Payment |
The greater of $15 or 1% of the balance plus billed interest. |
The greater of $15 or 1% of the balance plus billed interest. |
The greater of $15 or 1% of the balance plus billed interest. |
Our Bethpage credit cards are secure and ready to use for all your financial needs.
APR=Annual Percentage Rate. Rates and terms accurate as of –/–/–. The introductory rate will be —% APR or 4.99% APR, depending on creditworthiness. Introductory rate is good for 12 months from the date that your new credit card account is opened on balance transfers and purchases; does not apply to cash advance. There is a 3% or $5 minimum transaction fee for cash advance transactions. After 3 late payments the introductory rate no longer applies. Valid for new credit cards only. After this promotion period, your APR will be —% – 18.00%, based on creditworthiness. Membership conditions may apply. Rates and terms subject to change without notice. Other rates and terms available. All offers of credit are subject to credit approval; applicants may be offered credit at higher rates and other terms. The maximum ANNUAL PERCENTAGE RATE will not exceed 18.00%, or the rate permissible under the Federal Credit Union Act, whichever is less.