My Money 101

Bethpage Financial Education Program.

quote

The first investment you should make is in yourself.

Michelle LaTorre, Executive Administrator

GET STARTED
Michelle LaTorre
My Money 101

Start investing in yourself!

Build a great financial future with these short and easy interactive learning modules.

Select a learning module to get started.

audio Audio is required for optimal experience.

Wallet

Banking Basics

  • Checking Accounts
  • Checking Accounts
    Explore common features of a checking account and how to use it.

  • Credit Cards
  • Credit Cards
    Which credit card is right for you? Learn how to compare different offers, the benefits of paying off your balance, and your rights as a consumer.

  • Credit Scores & Reports
  • Credit Scores & Reports
    Explore the different factors that affect your credit score and ways to protect it.

  • Overdraft
  • Overdraft
    Learn what happens when overdraft occurs on your account and how to avoid it.

Money Bag

All About Loans

  • Auto Loans
  • Auto Loans
    Shopping for a car? Learn how your monthly payment is calculated, the differences between fixed vs. variable interest rates, and common finance options.

  • Home Ownership
  • Home Ownership
    Understand the costs and benefits of homeownership, and prepare for the process of buying a home.

  • Mortgages
  • Mortgages
    Ready to buy your dream home? Learn about the different types of home loans available and the process for securing a mortgage.

  • Financing Higher Education
  • Financing Higher Education
    Compare the different ways to pay for higher education with federal student aid, private loans, and grants.

Safe

Build Your Savings

  • Savings
  • Savings
    Learn about savings goals and smart habits to help you save for the future.

  • Investments
  • Investments
    Exploring different investment options? Learn the importance of diversification in balancing risk vs. reward.

  • Saving for Retirement
  • Saving for Retirement
    Determine how much money you will need to retire and develop a strategy to meet your retirement savings goals.

  • Social Security
  • Social Security
    Identify the pros and cons of collecting benefits before, at, or after the age of retirement.

  • 529 Plans
  • 529 Plans
    Learn about the associated tax breaks and benefits of having a 529 college savings plan.

Document

Tools & Tips

  • Taxes
  • Taxes
    Learn how taxes work, different types of taxes, and how they impact your paycheck.

  • Insurance
  • Insurance
    Explore the different types of insurance, common costs associated with plans, and the factors that affect your rate.

  • Identity Protection
  • Identity Protection
    Investigate the causes of identity fraud and learn ways to protect yourself.

NEED HELP?

For technical or troubleshooting of your My Money 101 experience, please send an email to: bethpage@bethpagefcu.com.

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