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Car Financing for First Time Buyers

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If you have not had an installment loan of any kind, or do not have a credit score, Bethpage can still help you get the loan you need - so you can get the car you want!

Our First Time Buyer Auto Loan offers:

  • Maximum loan amount of $15,000 for those applicants with no prior credit score;
  • Maximum loan amount of $20,000 for applicants with a credit score but no prior history of an installment loan (students loans excluded).
  • Up to 80% of MSRP on new cars or pre-owned vehicles (2 - 7 model years old).
  • Flexible terms fit your budget; Maximum term of 72 months.

When applying, you must provide:

  • Two references with full names, phone numbers and addresses.
  • Proof of income (pay stubs and W2s)
  • Proof of employment for a minimum of at least 1 year.

With rates that beat the banks and our 24/7 online application (remember to choose Auto First Time Buyer in the drop down menu) as well as friendly, personal service, you'll love borrowing and banking at Bethpage.

Apply For an Auto Loan »