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Bethpage Federal Credit Union

Westbury Branch

750 Old Country Road
Westbury, NY 11590
(Next door to the 7/11)

Get directions See our featured HELOC product

Bethpage Federal Credit Union Serving Westbury, NY

Welcome to Bethpage Federal Credit Union in Westbury, NY, your financial partner committed to serving the local community and beyond. Our mission is to continuously meet the diverse needs of our members, employees, and the communities we serve by providing financial services and fostering financial well-being. As one of the leading credit unions on Long Island, Bethpage is dedicated to delivering excellence and personalized service to our members.

Branch Hours & Information

Lobby ATM and Drive-up ATM open 24 hours

Inside Teller
Mon–Th: 9am-5pm ET
Fri: 9am-6pm ET
Sat: 9am-2pm ET

Drive-Up Hours
Mon–Th: 8:30am-5pm ET
Fri: 8:30am-6pm ET
Sat: 9am-2pm ET

Available services at this branch

  • Coin machine available
  • Bilingual Branch-Spanish
  • Notary Service

Schedule an Appointment


As the largest Federal Credit Union in New York, we proudly service the neighboring areas of Salisbury, Carle Place, New Cassel, Old Westbury, and Garden City.

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Bethpage HELOC Loans have No Closing Costs or Origination Fees for Lines up to $500K

Stop by a branch today!   |   Schedule an appointment

*FOR LINES UP TO $500,000
-.--% APR[1] 
FIXED FOR 12 MONTHS
AS LOW AS
-.--% Variable APR[2] 
PRIME FOR LIFE, THEREAFTER

HELOCs are variable rate products and rates may not exceed the maximum legal limit for Federal credit unions (currently 18%).

Popular Products

Checking Account

Bethpage’s Checking Account come with a range of benefits, including no monthly maintenance fees or minimum balance requirements, and convenient access to a vast network of ATMs. Members enjoy the flexibility of managing their day-to-day finances seamlessly.

Mortgages

Bethpage provides comprehensive Mortgage solutions, guiding members through the homebuying process with expertise and personalized service. With competitive rates and various loan options, Bethpage helps individuals and families turn homeownership dreams into reality.

HELOC

Unlock the equity in your home with Bethpage’s HELOC, offering flexible borrowing options for various needs, such as home improvements, education expenses, or debt consolidation, with competitive rates and convenient access to funds.

Auto Loans

Bethpage’s Auto Loans offer competitive rates and flexible terms, making it easier for members to finance their vehicle purchases. With a straightforward application process and expert guidance, Bethpage ensures a smooth journey to driving the car of your choice.

Additional Resources

Great Rates Everyday!

See today’s great rates on loans, deposit accounts, certificates, mortgages and more!

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Why Bethpage

Learn more about what sets Bethpage apart from other credit unions and banks.

About Bethpage
Community Engagement

Bethpage does more than just help our members. See how we’re involved in your community.

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Need Help?

Need help? Visit our help center for answers to the most frequently asked questions.

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Rates, terms, and conditions are subject to change without notice. All offers of credit are subject to credit approval requirements and applicants may be offered credit at higher rates and other terms. Loan-to-Value (LTV) and Combined LTV (CLTV) restrictions apply. Hazard insurance is required on all loans secured by real property (flood insurance may also be required where applicable.) Rates shown are based on a borrower's primary residence, a maximum CLTV of 65%, a minimum initial draw of $25,000 taken at HELOC account opening, and automatic transfers from a Bethpage personal savings or checking account. Consult a tax professional regarding the potential deductibility of interest. Bethpage does not currently offer HELOCs in Texas. To obtain a loan, membership at Bethpage is required, which is subject to approval and requires opening a $5.00 savings account at or prior to loan consummation. Must be a US citizen or permanent resident alien.

[1] APR = Annual Percentage Rate. The introductory APR is fixed for one year (twelve months). After one year, the APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin. To obtain an introductory rate, borrower must meet credit and loan program requirements, including (but not limited to): 1) maximum Combined Loan-to-Value (CLTV) of 75%, 2) minimum VantageScore 4.0 credit score of 720 3) borrower must take an initial draw of $25,000 and maintain this balance for 12 months, 4) borrower must have automatic transfers from a Bethpage personal savings or checking account for the monthly HELOC payments, and 5) borrower must not have had a previous introductory rate for a Bethpage HELOC within the past five years. The introductory rate applies to the variable line in use only and is not applicable to any Fixed-Rate Loan Option. Loan amounts over $500,000 are not available for the introductory rate. For Closing costs, see below[2].

[2] The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable). The minimum floor APR is 3.25%. HELOCs are variable rate products and rates may not exceed the maximum legal limit for Federal credit unions (currently 18%). The Prime Rate as of --/--/-- = -.--%. Rates shown are based on a borrower’s primary residence, a maximum CLTV of 65%, a minimum initial draw of $25,000 taken at HELOC account opening, and automatic transfers from a Bethpage personal savings or checking account. Not all applicants will qualify for the lowest rate and may be offered credit at higher rates based on creditworthiness and other factors.

Closing costs for the first $500,000 will be paid by Bethpage Federal Credit Union (Bethpage), but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. These fees generally range between $500.00 and $15,000.00 depending on the line amount, property value, location, and/or property type. Line amounts over $500,000 may be available on a case-by-case basis to qualified applicants, are not eligible for the discounted introductory rate at any time, and the borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amount over $500,000 (up to the approved credit limit). The total third party fees generally range between $500.00 and $60,000.00 depending on the line amount, property value, location, and/or property type. Property insurance (including flood insurance, if applicable) is required.