* The Bethpage Federal Credit Union (“Bethpage”) Free Checking Promotion Fall 2021 (“Promotion”) is geographically open to legal U.S. residents (excluding residents of Puerto Rico, U.S. Virgin Islands, Guam and other United States territories). No purchase or payment necessary to enter or win. A purchase will not increase your chances of winning. Void where prohibited by law or regulation. Participants must be 18 years of age or older at the time of entry. The Promotion begins on Monday, October 18, 2021 at 12:00 a.m. Eastern Time (“ET”) and ends on Friday, December 31, 2021 at 11:59 p.m. ET (“Entry Period”). During the Entry Period, entrants that provide a valid email address and are either: new members that open a new Bethpage Free Checking Account; are existing members without a Bethpage Free Checking Account, who open a new Bethpage Free Checking Account; or submit a mailed entry, will be entered for a chance to win one (1) of ten (10) Republic Studio RTHKO bicycles (“Prize(s)”). Odds of winning a Prize depend on the number of valid entries submitted during the Entry Period. The total approximate retail value of all the Prizes is $7,990.00. Limit one (1) entry per participant. For official Promotion rules and how to enter, visit lovebethpage.com/rules. Federal, state and local taxes and expenses relating to the acceptance and use of the Prize are the sole responsibility of each winner.

[1] Free Checking is also known as Bonus Checking (herein referred to as “Free Checking”). Qualifying direct deposits must be received within three months of new Free Checking Account open date. An initial direct deposit of $100 or more will result in a $100 credit to the new Free Checking Account; an initial direct deposit of $25-$99 will result in a $25 credit to the new Free Checking Account. Applicable direct deposit bonus will be paid within two business days following the initial deposit. To be eligible to open a new Free Checking account for purposes of this offer, the member must not have an existing checking account in which the member is a primary account holder. Each of the promotional bonuses are considered interest and will be reported on IRS-Form 1099-INT. Taxes are the responsibility of the member. The promotional bonus offer may be withdrawn or charged at any time without prior notice. The promotion applies only in connection with opening a new Free Checking account and initiating a direct deposit as described herein. The promotion requires a membership share account in Bethpage Federal Credit Union, with a minimum balance of $5 and is subject to membership conditions. One bonus per person, per household.

[2] The owner of the ATM may impose a fee. Free ATMs must show Co-Op logo.