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Product | Bethpage Annual Percentage Rate (APR)* | LI Regional Bank Average APR^ | We are lower than the banks by: |
10 YR FIXED | 2.474% | 3.405% | 38% |
15 YR FIXED | 2.654% | 2.563% | 3% |
30 YR FIXED | 3.336% | 3.063% | 8% |
^Data is supplied by Datatrac Inc. as of 4/15/2021.
Rate shown is the average rate for the 10 largest banks in the Long Island area for A+ credit, 20% loan to value for new customers without any other relationship to the bank. Actual rates may be different.
*APR = Annual Percentage Rate. Rate shown is the standard rate for Bethpage members with 20% down and a preferred credit rating. All offers of credit are subject to credit approval; applicants may be offered credit at higher rates and different terms.
Product | Bethpage Annual Percentage Rate (APR)* | LI Regional Bank Average APR^ | We are lower than the banks by: |
NEW CAR | 2.54% | 3.39% | 33% |
USED CAR | 2.84% | 3.76% | 32% |
^Data is supplied by Datatrac Inc. as of 4/15/2021.
Rate shown is the average for the 10 largest banks on Long Island, New York area for A+ credit 20% loan to value for new customers without any other relationship to the bank. Actual rates may be different.
*APR = Annual Percentage Rate. Rate shown is the standard rate for Bethpage members based on a 60 month term, maximum LTV of 90% for used and 115% for new, a preferred credit rating, and requires payment by automatic withdrawal from a Bethpage Account. All offers of credit are subject to approval; applicants may be offered credit at higher rates and different terms.