Monitor
This page allows monitoring systems to gauge the health of the website.
| Product | Bethpage Annual Percentage Rate (APR)* | LI Regional Bank Average APR^ | We are lower than the banks by: |
| 10 YR FIXED | 4.431% | 3.405% | 23% |
| 15 YR FIXED | 4.840% | 2.375% | 51% |
| 30 YR FIXED | 5.126% | 3.063% | 40% |
^Data is supplied by Datatrac Inc. as of 1/11/2022.
Rate shown is the average rate for the 10 largest banks in the Long Island area for A+ credit, 20% loan to value for new customers without any other relationship to the bank. Actual rates may be different.
*APR = Annual Percentage Rate. Rate shown is the standard rate for Bethpage members with 20% down and a preferred credit rating. All offers of credit are subject to credit approval; applicants may be offered credit at higher rates and different terms.
| Product | Bethpage Annual Percentage Rate (APR)* | LI Regional Bank Average APR^ | We are lower than the banks by: |
| NEW CAR | 4.61% | 3.25% | 30% |
| USED CAR | 5.36% | 3.57% | 33% |
^Data is supplied by Datatrac Inc. as of 1/11/2022.
Rate shown is the average for the 10 largest banks on Long Island, New York area for A+ credit 20% loan to value for new customers without any other relationship to the bank. Actual rates may be different.
*APR = Annual Percentage Rate. Rate shown is the standard rate for Bethpage members based on a 60 month term, maximum LTV of 90% for used and 115% for new, a preferred credit rating, and requires payment by automatic withdrawal from a Bethpage Account. All offers of credit are subject to approval; applicants may be offered credit at higher rates and different terms.