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Open a Bethpage Certificate Account today.

A great rate with no comparison.

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36-MONTH CERTIFICATE
2.55
%
*
APY

Build your long-term savings quicker than ever and lock in this great rate with our 36-Month Certificate Account.

If rates go up, yours can too.

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39-MONTH "BUMP-UP" CERTIFICATE
2.55
%
*
APY

If rates rise, “bump up” to an even better rate once it becomes available for the remaining term of your 39-Month "Bump-Up" Certificate Account.

To speak with a Bethpage representative about a new Certificate account, call: 1 (855) 445-9070

Monday - Friday: 9am to 5pm (EST)

How can we offer better interest rates on Certificates?

Because we're a credit union, not a bank. At Bethpage, you’ll get great rates and low fees every time.

Bethpage Certificate Accounts

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See how much you can earn.

Enter your deposit amount and find out how much more you’ll save with Bethpage.

DEPOSIT AMOUNT
$
$50 minimum balance required.
TERM
Bethpage Federal Credit Union
2.55% APY*
$
 
Citibank - 0.70% APY
$
 
Bank of America - 0.55% APY
$
 
TD Bank - 0.40% APY
$
 
Chase - 0.05% APY
$
AT MATURITY**

$

$

$

$

$

Rates and terms effective as of 9/5/2018.

* Annual Percentage Yield (APY) effective and is subject to change without notice. APY assumes all dividends remain in the certificate until maturity, and a withdrawal will reduce earnings. Dividends are compounded daily. Fees could reduce earnings. Account activity restrictions may apply. $50 minimum balance to open account and earn APY. Penalties may be imposed for early withdrawal. The bump up certificate has a 39-month term and includes an option that allows you to increase or "bump-up" the dividend rate once during the term to the current dividend rate in effect for a 36-month certificate. At the end of the 39-month bump up maturity term, whether or not you elected the bump-up option, your certificate will automatically renew for a term of 36 months at the prevailing rate in effect for a 36-month certificate with no "bump up” (increase) feature.

** All calculations received by using the calculator tools on this page are estimates only.

† The National Credit Union Association (NCUA) $250,000 share insurance coverage applies to each share owner, per insured credit union for each ownership category.

Membership requires a $5 minimum share account.