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Bethpage Free Checking Digital Scratch Off Promotion 2018 Valentine’s Day Photo 2019 Sweepstakes



Bethpage Federal Credit Union:
Bethpage Free Checking Digital Scratch Off Promotion 2018
OFFICIAL RULES


NO PURCHASE OR PAYMENT NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. VOID WHERE PROHIBITED BY LAW OR REGULATION. PARTICIPANTS MUST BE 18 YEARS OF AGE OR OLDER AT THE TIME OF ENTRY.

The information you provide will only be used in accordance with the Bethpage Federal Credit Union (“Bethpage” or the “Sponsor”) privacy policy, which may be viewed at https://www.bethpagefcu.com/privacy-policy.aspx.

  1. PROMOTION DESCRIPTION: The Bethpage Federal Credit Union (“Bethpage”) Free Checking Scratch Off Promotion 2018 (the “Promotion”) is a promotion where entrants (or “participants”) that provide his/her valid email address and are either: 1) new members that open a new Bethpage Free Checking Account (Free Checking is also called Bonus Checking); 2) existing members without a Bethpage Free Checking Account, who open a new Bethpage Free Checking Account; or 3) current members, new members or non-members that submit a mailed entry, during the applicable Entry Period, as described below and in Section 3 (entitled “How to Participate”), will be emailed to the email address the entrant provided, a link to a digital scratch card from Bethpage that may contain a chance to win a prize, as described in Section 4 (entitled “Prize and Approximate Retail Value”) below.

    The Promotion entry periods are as follows:
    1) Entry Period 1 begins on Thursday, November 15, 2018 at 12:00AM Eastern Time (“ET”) and ends on Friday, November 30, 2018 at 11:59PM ET (“Entry Period 1”).
    2) Entry Period 2 begins on Saturday, December 1, 2018 at 12:00AM ET and ends on Monday, December 31, 2018 at 11:59PM ET (“Entry Period 2”).
    3) Entry Period 3 begins on Tuesday, January 1, 2019 at 12:00AM ET and ends on Thursday, January 31, 2019 at 11:59PM ET (“Entry Period 3”).


    Entrants will be emailed the link to a digital scratch card and have the time specified below to open and claim the prize if won:
    1) For Entry Period 1, the link is emailed to entrant on Saturday, December 15, 2018. Entrant will have from Saturday, December 15, 2018 through Tuesday, January 15, 2019 to open the digital scratch card and claim the prize if won.
    2) For Entry Period 2, the link is emailed to entrant on Tuesday. January 15, 2019. Entrant will have from Tuesday, January 15, 2019 through Friday, February 15, 2019 to open the digital scratch card and claim the prize if won.
    3) For Entry Period 3, the link is emailed to entrant on Friday, February 15, 2019. Entrant will have from Friday, February 15, 2019 through Friday, March 15, 2019 to open the digital scratch card and claim the prize if won.

    If the prize is not claimed within the applicable periods described above, the prize will be forfeited. Entry Periods 1, 2 and 3 are collectively “Entry Periods” herein. The number of digital scratch cards distributed will depend on the number of valid entries submitted during each Entry Period. Odds of winning a prize depend on the number of valid entries submitted during each Entry Period. Limit one (1) entry per person. Entry in the Promotion does not constitute entry into any other promotion or sweepstakes. By participating in the Promotion, each entrant unconditionally accepts and agrees to comply with and abide by these Official Rules and the decisions of Bethpage, 899 South Oyster Bay Road, Bethpage, NY 11714, whose decisions shall be final and legally binding in all respects.

    1. ELIGIBILITY:This Promotion is open to legal U.S. residents (excluding residents of Puerto Rico, U.S. Virgin Islands, Guam and other United States territories), who are eighteen (18) years of age or older at the time of entry. Employees, officers and directors of Bethpage and its affiliated companies, subsidiaries, licensees, franchisees, distributors, dealers, sales representatives, their advertising and promotion agencies, any and all other companies associated with the Bethpage or this Promotion, immediate families (spouse, parents, children, siblings) and individuals living in the households of such persons are not eligible to participate. Eligibility is subject to all federal, state, provincial and local laws and regulations. All entries submitted are the property of Bethpage.

      This Promotion is void where prohibited by law.

      1. HOW TO PARTICIPATE (Entry Period 1 - November 15, 2018 – November 30, 2018; Entry Period 2 –December 1, 2018 – December 31, 2018; Entry Period 3 - January 1, 2019- January 31, 2019):

        Participants may enter the Promotion in one of two (2) ways.

        (a) If you are (or become) a new member or an existing member without a Bethpage Free Checking Account, open a new Bethpage Free Checking Account, during one of the Entry Periods, and provide a valid email address. After the Bethpage Free Checking Account is opened, Bethpage will email a link to a digital scratch card as provided in Section 1 (entitled “Promotion Description”) above, to the email address the entrant provided at the time of opening the account.

        (b) To enter the Promotion and receive a digital scratch card without opening a new Bethpage Free Checking Account, hand print your full name, address, zip code, evening telephone number, date of birth and valid email address on a plain piece of 3”x 5” paper, and mail with a self-addressed, stamped envelope with first-class postage affixed to: Bethpage, Marketing Department – Bethpage Free Checking Digital Scratch Off Promotion 2018 Entry, 899 S. Oyster Bay Road, Bethpage, NY 11714. Bethpage will email a link to the digital scratch card as provided in Section 1 (entitled “Promotion Description”) above to the email address the entrant provided on his/her entry.

        All entries, regardless of method of entry, must be received for: Entry Period 1 by Friday, November 30, 2018 at 11:59PM ET; Entry Period 2, by Monday, December 31, 2018 at 11:59PM ET; and for Entry Period 3 by Thursday, January 31, 2019 at 11:59PM ET. Digital scratch cards must be opened by January 15, 2019 for Entry Period 1; February 15, 2019 for Entry Period 2; and March 15, 2019 for Entry Period 3.

        Participants will only be entered once in the Promotion, receive one digital scratch card, and may redeem only one prize, regardless of how many Bethpage Free Checking Accounts are opened and how many mailed entries participants submit during the Entry Periods. If the Bethpage Free Checking Account is opened jointly, only the primary member will be entered in the Promotion, and the joint owner is not eligible to participate in the Promotion. All entries are subject to verification and approval by Bethpage. Entries that do not meet the requirements or otherwise do not comply with the Official Rules herein may be disqualified.

        Bethpage will determine, in its sole discretion, what constitutes a valid entry. All materials submitted become the property of Bethpage and will not be returned or acknowledged.

        Bethpage reserves the right to cancel or modify the Promotion if fraud or technical failures destroy the integrity of the Promotion as determined by Bethpage, in its sole discretion, and to void any prize awards claimed after the cancellation.

      1. PRIZE AND APPROXIMATE RETAIL VALUE ("ARV"): Total ARV of the prizes for all Entry Periods is$30,000. Digital scratch cards distributed will depend on the number of valid entries submitted during the applicable Entry Periods. Odds of winning a prize depend on the number of valid entries submitted during the applicable Entry Periods. Digital scratch cards will be sent via email to the email address the entrant provided with their entry. The email that an entrant receives will contain a link to a landing page that has the digital scratch card that may contain a prize. If the digital scratch card contains a prize, the participant will have won the prize indicated and is subject to verification and compliance with these Official Rules. Other conditions and restrictions may apply. Below is a list of the prizes:



        Entry Period 1:
        Prize and ARV Number of Scratch Cards Odds
        Odds of winning prize depend on the number of valid entries submitted during the Entry Period
        $5,000 1
        $500 2
        $200 10
        $100 20


        Entry Period 2:
        Prize and ARV Number of Scratch Cards Odds
        Odds of winning prize depend on the number of valid entries submitted during the Entry Period
        $5,000 1
        $500 2
        $200 10
        $100 20


        Entry Period 3:
        Prize and ARV Number of Scratch Cards Odds
        Odds of winning prize depend on the number of valid entries submitted during the Entry Period
        $5,000 1
        $500 2
        $200 10
        $100 20


        Federal, state and local taxes and expenses relating to the acceptance and use of the prize are the sole responsibility of each winner. 1099 Tax forms may be provided to the winners at the end of the tax year, when forms are available.

      1. PRIZE CLAIM: Conduct of the Promotion is under the supervision of Bethpage. If a prize is revealed on the digital scratch card, the winner must click through and fill out the contact form with required information as well as complete the Certification to redeem the prize. For new and existing members (without a Bethpage Free Checking Account) who have opened a new Bethpage Free Checking Account and have won a prize, once Bethpage receives the required information, the equivalent cash value of the prize will be deposited into the new Bethpage Free Checking Account.

        If a winner entered the Promotion by not opening a Bethpage Free Checking Account, the winner will receive the prize in the form of a gift card. To redeem the gift card prize, the winner must click through and fill out the contact form with required information as well as complete the Certification to redeem the prize. The gift card will be mailed to the winner at a time thereafter. Bethpage shall have no liability for any potential prize winning card or gift card that is lost, intercepted or not received for any reason. If prize is returned as unclaimed or undeliverable to such potential prize winner, such potential prize winner will forfeit his or her prize.

        If any potential prize winner is found to be ineligible, or if he or she has not complied with these Official Rules or declines a prize for any reason prior to award, such potential prize winner will be disqualified.

        Prize claims must be received as follows: By January 15, 2019 for Entry Period 1; February 15, 2019 for Entry Period 2; and March 15, 2019 for Entry Period 3. After each applicable date in the preceding sentence, prizes identified in the digital scratch card will lose all value. All digital scratch cards are subject to verification by Bethpage. Digital scratch card is void if digital scratch card fails to pass verification process, or is photocopied, reproduced, altered, forged, defaced, tampered with, or mutilated in any way. Digital scratch card will also be void if defective or it contains printing or other mechanical errors or is printed or produced in error, or if it is determined that digital scratch card was stolen or not obtained via legitimate means. No prize will be awarded to the holder of any digital scratch card which is determined to be void. If, due to a printing, production or other error, more prizes are claimed than are intended to be awarded for any prize level per the above, the intended prizes will be awarded in a random drawing from among all verified and validated prize claims received for that prize level. In no event will more than the stated number of prizes be awarded. Limit one (1) prize per person. Not valid with any other offer.

      1. GENERAL RULES; PUBLICITY RELEASE/ASSIGNMENT OF RIGHTS: By participating and/or receiving the Prize, entrants agree to be bound by these Official Rules and the decisions of Bethpage, which shall be final and binding in all respects. Entrant affirms that he or she is 18 years of age and has the right to contract their own name.

        Acceptance of any prize constitutes prize winner’s permission for Bethpage to use prize winner’s name, photograph, likeness, voice, biographical information, statements and complete address (collectively, the “Attributes”) for advertising and/or publicity purposes worldwide and in all forms of media now known or hereafter devised, in perpetuity, without further compensation or authorization, except where prohibited by law, and releases Bethpage from all claims arising out of the use of such Attributes. Winners will be required to complete and sign the Certification in order to claim prizes.

      1. DISQUALIFICATION:Bethpage reserves the right in its sole discretion to disqualify any individual that tampers or attempts to tamper with the entry process or the operation of the Promotion; or acts in an unsportsmanlike or disruptive manner or with the intent to disparage, annoy, abuse, threaten or harass any other person. Any attempt by any person to deliberately undermine the legitimate operation of the Promotion may be a violation of criminal and civil law, and should such an attempt be made, Bethpage reserves the right to seek damages and any other remedies from any such person to the fullest extent permitted by law. No incomplete, forged, software-generated or other automated multiple entries will be accepted.
      2. TERMINATION AND MODIFICATION: Bethpage reserves the right to terminate or modify this Promotion without prior notice for any reason, including (but not limited to) if, for any reason, the Promotion does not take place, the Promotion is not capable of running as planned, including infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, legal prohibition, or any other causes beyond the control of Bethpage which corrupt or affect the administration, security, fairness, integrity or proper conduct of the Promotion, or any other reason whatsoever. If such termination occurs, Bethpage reserves the right to award the prizes (as applicable) from all eligible entries received by the end of the day prior to cancellation, or not to award any prizes.
      3. SURVIVAL: The invalidity or unenforceability of any provision of these Official Rules shall not affect the validity or enforceability of any other provision. In the event that any provision is determined to be invalid or otherwise unenforceable or illegal, these Official Rules shall otherwise remain in effect and shall be construed in accordance with their terms as if the invalid or illegal provision were not contained herein. Bethpage’s failure to enforce any term of these Official Rules shall not constitute a waiver of that provision.
      4. LIMITATION OF LIABILITY: Winners and all entrants, as a condition of entry into the Promotion, agree to release and hold harmless Bethpage, its affiliates and related individuals from and against any and all liability, claims or actions of any kind whatsoever for injuries, damages, or losses to persons or property which may be sustained in connection with participating in any aspect of the Promotion, the receipt, ownership or use of prize awarded or any typographical or other error in these Official Rules or the announcement of offering of the prize. Bethpage assumes no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, or theft. Bethpage shall have no liability for any digital scratch cards that are lost, intercepted or not received for any reason.
      5. DISPUTES:Except where prohibited, entrant agrees that: (1) any and all disputes, claims and causes of action arising out of or connected with this Promotion or any prize awarded shall be resolved individually, without resort to any form of class action, and exclusively by the appropriate federal or state court of the state of New York; (2) any and all claims, judgments and awards shall be limited to actual out-of-pocket costs incurred, including costs associated with entering this Promotion, but in no event attorneys’ fees; and (3) unless otherwise prohibited, under no circumstances will entrant be permitted to obtain awards for, and entrant hereby waives all rights to claim, indirect, punitive, incidental and consequential damages and any other damages, other than for actual out-of-pocket expenses, and any and all rights to have damages multiplied or otherwise increased.

        All issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules, or the rights and obligations of the entrant and Bethpage in connection with the Promotion shall be governed by, and construed in accordance with, the laws of the state of New York, without giving effect to any choice of law or conflict of law rules (whether of the state of New York or any other jurisdiction), which would cause the application of the laws of any jurisdiction other than the state of New York.
      1. DATA COLLECTION: Bethpage collects personal information from participants when they enter the Promotion for use in administration of the Promotion. Bethpage and its promotional partners reserve the right to provide Promotion entrants with promotional emails and information regarding Bethpage products or services (“Promotional Materials”), unless the entrant opts out of receiving such materials (or has already opted out as a current member of Bethpage).

        If you are not a current member of Bethpage and enter the Promotion by opening a new Bethpage Free Checking Account, you will have the opportunity to consent to receive Promotional Materials. If you are not a current member at Bethpage and enter the Promotion without opening an account, you may opt out of receiving Promotional Materials by affirming on the mailed 3x5 entry card that you do not want to receive these materials.

        Consenting to receive such emails and information is optional, and is not necessary to enter or win this Sweepstakes, nor will it increase or improve your chances of winning. The information collected is subject to the Bethpage’s Privacy Policy located at https://www.bethpagefcu.com/privacy-policy.aspx

      1. WINNERS LIST: To obtain the names of the winners, send a self-addressed stamped envelope to: BethpageFederal Credit Union, Marketing Department – Bethpage Free Checking Digital Scratch Off Promotion 2018, 899 South Oyster Bay Road, Bethpage, NY 11714. All such requests must be received by April 15, 2019, at 5:00PM ET.



      Bethpage Federal Credit Union:
      Valentine’s Day Photo 2019 Sweepstakes
      OFFICIAL RULES


      NO PURCHASE OR PAYMENT NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. VOID WHERE PROHIBITED BY LAW OR REGULATION. PARTICIPANTS MUST BE 18 YEARS OF AGE OR OLDER AT THE TIME OF ENTRY.

      This Sweepstakes is in no way sponsored, endorsed or administered by, or associated with Facebook, Inc. (“Facebook”). You are providing your information to Bethpage Federal Credit Union (“Bethpage” or “Sponsor”) and not to Facebook. The information you provide will only be used in accordance with the Bethpage Federal Credit Union privacy policy, which may be viewed at https://www.bethpagefcu.com/privacy-policy.aspx.

      1. SWEEPSTAKES DESCRIPTION: The Bethpage Federal Credit Union Valentine’s Day Photo 2019 Sweepstakes (the “Sweepstakes” or “Valentine’s Day Photo Sweepstakes”) is a sweepstakes where entrants (or “participants”) can visit Bethpage’s Facebook Page (https://www.facebook.com/LoveBethpage) during the entry period, and access the Valentine’s Day Photo Sweepstakes application by clicking the “Sweepstakes tab” or Sweepstakes link and completing the online entry form as well as uploading a photo of yourself and a loved one (including pets) (collectively “Valentine’s Day Photo”). Entrants that complete the online entry form, upload a Photo, and click submit, during the entry period, will automatically be enrolled for a chance to win a prize (as more fully described herein) through a random drawing from all eligible entries received during the entry period.

        The Sweepstakes entry period begins on Tuesday, January 22, 2019 at 10:00 a.m. Eastern Time (“ET”) and ends on Thursday, February 7, 2019 at 11:59 p.m. ET (“Entry Period”). Bethpage will randomly select one (1) winner from the eligible entries submitted during the Entry Period on Friday, February 8, 2019 by 12:00 p.m. ET.

        Entry in the Sweepstakes does not constitute entry into any other promotion, giveaway or sweepstakes. By participating in the Sweepstakes, each entrant unconditionally accepts and agrees to comply with and abide by these Official Rules and the decisions of Bethpage, 899 South Oyster Bay Road, Bethpage, NY 11714, whose decisions shall be final and legally binding in all respects.

        1. ELIGIBILITY:This Sweepstakes is open to legal U.S. residents (excluding residents of Puerto Rico, U.S. Virgin Islands, Guam and other United States territories), who are eighteen (18) years of age or older at the time of entry. Employees, officers and directors of Bethpage and each of its affiliated companies, subsidiaries, licensees, franchisees, distributors, dealers, sales representatives, their advertising and promotion agencies, and any and all other companies associated with the Sweepstakes, immediate families (spouse, parents, children, siblings) and individuals living in the households of such employees are not eligible to participate. Eligibility is subject to all federal, state, provincial and local laws and regulations. All entries submitted are the property of Bethpage. The Facebook database clock will be the timekeeper for this Sweepstakes.

          The Sweepstakes is void where prohibited by law.

          1. HOW TO PARTICIPATE (Entry Period – Tuesday, January 22, 2019 to Thursday, February 7, 2019)

            Participants may enter the Sweepstakes in one of two (2) ways.

            (a) Visit Bethpage’s Facebook Page (www.facebook.com/LoveBethpage) during the Entry Period and access the Valentine’s Day Photo 2019 Sweepstakes application (“Application”) on the Facebook Platform by clicking on the “Sweepstakes” tab or sweepstakes link. Once on the Application, enter the Sweepstakes, during the entry period, by completing the online entry form and uploading a photo of yourself and a loved one (pets included), checking the box indicating your agreement to the official rules, and clicking the submit button.

            (b) To enter without being a Bethpage Facebook fan, hand print your full name, address, zip code, evening telephone number, date of birth and email address (if you have one), during the Entry Period, on a plain piece of 3” x 5” paper and mail your entry with your Valentine’s Day Photo with first class postage affixed to: Bethpage, Marketing Department – Valentine’s Day Sweepstakes 2019 Entry, 899 S. Oyster Bay Road, Bethpage, NY 11714.

            All entries, regardless of method of entry, must be received by Thursday, February 7, 2019 at 11:59 p.m. ET. Participants may enter one (1) entry during the Entry Period. Participants will only be entered once in the Sweepstakes Entry Period. One entry per household during the Entry Period. Additional entries will be disqualified. Edited entries will be disqualified. Photos must be submitted in .PNG, .JPG, or .GIF format. All entries are subject to verification and approval by Bethpage. Entries that do not meet the requirements or otherwise do not comply with the Official Rules herein may be disqualified.

            Bethpage will determine in its sole discretion, what constitutes a valid entry. All materials submitted become the property of Bethpage and will not be returned or acknowledged.

            Bethpage reserves the right to cancel or modify the Sweepstakes if fraud or technical failures destroy the integrity of the Sweepstakes as determined by Bethpage, in its sole discretion, and to award the prizes based on eligible entries received prior to the cancellation.

            Entrant’s Representations: By entering the Sweepstakes you represent and warrant that the submission does not infringe the rights of any third party, does not contain copyrighted or trademarked elements other than those elements owned by the entrant, and is not plagiarized. Use of any copyright or trademark elements owned by a third party or plagiarized elements will result in disqualification of a submission, in Bethpage’s sole discretion. If a submission depicts any third party, entrant represents that he or she has permission from that third party to submit the photo in the Sweepstakes and for that photo to be publicly posted on Bethpage’s Facebook page. Entrants must own the rights to the submission and consent to the appearance of the submission on Bethpage’s Facebook page. Entrant represents that he or she owns the copyright to the photo that is submitted to Bethpage.

            Entry Notes: Entrant should review their entry prior to submission; once the submission is entered Entrant cannot access/revise entry in any way. All submissions will be reviewed by Bethpage and Bethpage, at its sole discretion, will determine whether to void the entry if the submission may be obscene, pornographic, violent, cruel, mean spirited, offensive in any manner, or in any other way not suitable to be published. Entries made on another’s behalf by any other individuals or any other entity, including but not limited to commercial giveaways/sweepstakes subscription notification and/or entering services, will be declared invalid and disqualified for this Sweepstakes. Tampering with the entry process or the operation of the Sweepstakes is prohibited and any entries deemed by Bethpage, in its sole discretion, to have been submitted in this manner will be void. In the event a dispute regarding the identity of the individual who actually submitted an entry cannot be resolved to Bethpage’s satisfaction, the affected entry will be deemed ineligible. By entering, all participants and/or entrants release Bethpage from, and against, all claims and damages arising in connection with each entrant’s participation and/or entry in the Sweepstakes and/or his/her receipt or use of the prize awarded in this Sweepstakes.

            Bethpage is not responsible for problems downloading or uploading of any Sweepstakes-related information to or from the website or for any other technical malfunctions of electronic equipment, computer on-line systems, servers, or providers, computer hardware or software failures, phone lines, failure of any electronic mail entry to be received by Bethpage on account of technical problems, traffic, congestion on the internet or the website, or any other technical problems related to website entries including telecommunication miscommunication or failure, and failed, lost, delayed, incomplete, garbled or misdirected communications which may limit an entrant’s ability to participate in this Sweepstakes.

          1. PRIZE AND APPROXIMATE RETAIL VALUE ("ARV"):

            Bethpage will award one (1) MasterCard gift card (the “Prize”) (ARV of the Prize is $200.00) in a random drawing to one (1) eligible entrant at the end of the Sweepstakes Entry Period. Odds of winning the Prize depend on the total number of eligible entries received. Federal, state and local taxes and expenses relation to the acceptance and use of the Prize are the sole responsibility of the winner. A 1099 Tax form may be mailed to the winner.

          1. WINNER NOTIFICATION: Conduct of the Sweepstakes is under the supervision of Bethpage. If the winning entry is submitted via Facebook, the winner will be notified via Facebook. If the winning entry is submitted via postage mail, the winner will be notified via email, phone, or express mail using the contact information provided at the time of entry. Bethpage shall have no liability for any potential prize winner notification that is lost, intercepted or not received by any potential prize winner for any reason. If, despite reasonable efforts, any potential prize winner does not respond within three (3) days of the first notification attempt, or if the prize notification or prize is returned as unclaimed or undeliverable to such potential prize winner, such potential prize winner will forfeit his or her prize and an alternate winner may be selected. If any potential prize winner is found to be ineligible, or if he or she has not complied with these Official Rules or declines a prize for any reason prior to award, such potential prize winner will be disqualified and an alternate prize winner may be selected.

          1. GENERAL RULES; PUBLICITY RELEASE/ASSIGNMENT OF RIGHTS:By participating, entrants agree to be bound by these Official Rules and the decisions of Bethpage, which shall be final and binding in all respects. Entrant affirms that he or she is over 18 years of age and have the right to contract their own name. Winner and all entrants, as a condition of entry into the Sweepstakes, agree to release Bethpage and Facebook from and against any and all liability, claims or actions of any kind whatsoever for injuries, damages, or losses to persons or property which may be sustained in connection with participating in any aspect of the Sweepstakes, the receipt, ownership or use of Prize awarded or any typographical or other error in these Official Rules or the announcement of offering of the Prize. Entry in the Sweepstakes constitutes entrants permission for Bethpage to use entrants entry materials, name, photograph, likeness, voice, biographical information, statements and complete address (collectively, the “Attributes”), for advertising, publicity and trade purposes worldwide and in all forms of media now known or hereafter devised, in perpetuity, without further compensation or authorization, (except where prohibited by law), and releases Bethpage from all claims arising out of the use of such Attributes. Acceptance of any Prize constitutes prize winner’s permission for Bethpage to use prize winner’s entry materials, name, photograph, likeness, voice, biographical information, statements and complete address (collectively, the “Attributes”), for advertising, publicity and trade purposes worldwide and in all forms of media now known or hereafter devised, in perpetuity, without further compensation or authorization, (except where prohibited by law), and releases Bethpage from all claims arising out of the use of such Attributes. The winner will be required to complete and sign Affidavits of Eligibility and Public release in order to claim Prize.

            Entry grants Bethpage and its agents the right to record, copy, publish, use, edit, exhibit, distribute, perform, merchandise, license, sublicense, adapt and/or modify such entry in any way, in any and all media, without limitation and without any compensation to the entrant. Entry further constitutes the entrant’s consent to irrevocably assign and transfer to Bethpage any and all rights, title and interest in the entry, including, without limitation, all copyrights.

          1. DISQUALIFICATION:Bethpage reserves the right in its sole discretion to disqualify any individual that tampers or attempts to tamper with the entry process or the operation of the Sweepstakes; acts in an unsportsmanlike or disruptive manner or with the intent to disparage, annoy, abuse, threaten or harass any other person; and is suspected or commits fraud. Any attempt by any person to deliberately undermine the legitimate operation of the Sweepstakes may be a violation of criminal and civil law, and should such an attempt be made, Bethpage reserves the right to seek damages and any other remedies from any such person to the fullest extent permitted by law. No incomplete, forged, software-generated or other automated multiple entries will be accepted.
          2. TERMINATION AND MODIFICATION: Bethpage reserves the right to terminate or modify this Sweepstakes without prior notice for any reason, including (but not limited to) if, for any reason, the Sweepstakes does not take place, the Sweepstakes is not capable of running as planned, including infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, legal prohibition, or any other causes beyond the control of Bethpage which corrupt or affect the administration, security, fairness, integrity or proper conduct of the Sweepstakes or any other reason whatsoever. If such termination occurs, Bethpage reserves the right to award prizes (as applicable) from among all eligible entries received by the end of the day prior to cancellation, or not to award any prize.
          3. SURVIVAL: The invalidity or unenforceability of any provision of these rules shall not affect the validity or enforceability of any other provision. In the event that any provision is determined to be invalid or otherwise unenforceable or illegal, these rules shall otherwise remain in effect and shall be construed in accordance with their terms as if the invalid or illegal provision were not contained herein. Bethpage’s failure to enforce any term of these Official Rules shall not constitute a waiver of that provision.
          4. LIMITATION OF LIABILITY: Bethpage and Facebook Inc. are not responsible for, and entrant hereby releases Bethpage and Facebook, Inc. from any claims arising from: (i) technical failures of any kind, including but not limited to the malfunctioning of any computer or mobile device hardware, software; (ii) the unavailability or inaccessibility of any transmissions or telephone or Internet service; (iii) malfunctions of any kind, lost or unavailable network connections, or failed, incorrect, incomplete, inaccurate, garbled or delayed electronic communications caused by the user or by any of the equipment or programming associated with or utilized in the Sweepstakes; (iv) electronic or human error which may occur in the processing of the entries in the Sweepstakes; (v) any injury or damage to persons or property, including but not limited to the entrant’s computer system or mobile device, hardware or software, which may be caused, directly or indirectly, in whole or in part, from entrant’s participation in the Sweepstakes; and (vi) the use of any prize.
          5. DISPUTES:Except where prohibited, entrant agrees that: (1) any and all disputes, claims and causes of action arising out of or connected with this Sweepstakes or any prize awarded shall be resolved individually, without resort to any form of class action, and exclusively by the appropriate federal or state court of the state of New York; (2) any and all claims, judgments and awards shall be limited to actual out-of-pocket costs incurred, including costs associated with entering this Sweepstakes, but in no event attorneys’ fees; and (3) unless otherwise prohibited, under no circumstances will entrant be permitted to obtain awards for, and entrant hereby waives all rights to claim, indirect, punitive, incidental and consequential damages and any other damages, other than for actual out-of-pocket expenses, and any and all rights to have damages multiplied or otherwise increased.

            All issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules, or the rights and obligations of the entrant and Bethpage in connection with the Sweepstakes shall be governed by, and construed in accordance with, the laws of the state of New York, without giving effect to any choice of law or conflict of law rules (whether of the state of New York or any other jurisdiction), which would cause the application of the laws of any jurisdiction other than the state of New York.
          1. DATA COLLECTION: Bethpage collects personal information from participants when they enter the Sweepstakes for use in administration of the Sweepstakes. When entering, you will have the opportunity to consent to receive promotional emails and information from Bethpage and its promotional partners. Consenting to receive such emails and information is optional, and is not necessary to enter or win this Sweepstakes, nor will it increase or improve your chances of winning. The information collected is subject to the Bethpage’s Privacy Policy located at https://www.bethpagefcu.com/privacy-policy.aspx
          1. SPONSOR: The Sweepstakes is sponsored by Bethpage Federal Credit Union 899 S. Oyster Bay Road Bethpage, New York 11714.

            The Sweepstakes is in no way sponsored, endorsed or administered by, or associated with, Facebook, Inc. You understand that you are providing your information to Bethpage Federal Credit Union and not to Facebook Inc. The information you provide will only be used in the event you are selected as a Sweepstakes winner or if you have indicated that you would like to receive additional information from Bethpage Federal Credit Union.v

          1. WINNERS LIST: To obtain the names of the winners, send a self-addressed stamped envelope to: Bethpage Federal Credit Union, Marketing Department – Valentine’s Day 2019 Sweepstakes, 899 South Oyster Bay Road, Bethpage, NY 11714. All such requests must be received by March 8, 2019, at 5:00 p.m.