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10 Year Fixed 
15 Year Fixed 
20 Year Fixed 
30 Year Fixed 
% APR 
Rates as of
We offer a free rate lock up to 60 days.*
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*Free rate lock is valid for 60 days. A completed application is required in order to request a rate lock.
 Fixed rate terms of 10, 15, 20, or 30 years have 120, 180, 240, or 360 monthly payments, respectively.
 APR = Annual Percentage Rate. The APR is the cost of credit over the term of the loan expressed as an annual rate.
 Payment Example, Rate, and Payment Assumptions.The Interest Rate, APR, and Estimated Monthly Payment assumes the mortgage is a conforming loan to purchase an existing single-family home used as the borrower's primary residence, a Loan to Value (LTV) ratio of 75% or less, the borrower has excellent credit, and a loan amount of $165,000. The Estimated Monthly Payment reflects the principal and interest payment only, which does not include amounts for taxes, nor insurance (actual payments will be greater).
All loan terms are subject to credit and loan program requirements (applicants may be offered credit at higher rates and other terms). Certain loan programs may not be available to all applicants. Loans above 80% LTV requires private mortgage insurance (PMI). Bethpage does not offer residential mortgage loans in Texas. To obtain a loan, membership at Bethpage is required by opening a $5.00 savings account at or prior to loan consummation. Rates, loan programs, terms, and conditions are subject to change without notice. Other restrictions and limitations apply.
Estimates are provided as a courtesy only. Your rate and payment may differ depending on various factors. State and County lending limits may also apply. Please contact a Bethpage loan officer for more information and to discuss how we may help with your specific lending needs.