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1-800-628-7070          Routing #: 221473652

Home Equity Line of Credit (HELOC)

Get Great Rates, Flexible Terms and Close
from the comfort of your own home.

2.99% APR[1]

Fixed for 12 months.

3.25% APR[2]

Prime for life, thereafter.


Flexible funds for life's major decisions.

Whether you’re looking to add an extra bedroom, remodel the backyard, or pay for your child’s college expenses, Bethpage can help you get the most from your home’s equity.

A Home Equity Line of Credit works as a revolving line of credit, which means you’ll have the funds you need, when you need them, to help make those big changes in your life a success. Best of all, you only pay interest on what you actually use!

  • No Closing Costs – Save up to $7,500![3]
  • No application fee
  • No annual fee
  • Low initial draw [5]
  • Lines up to $500,000

Lock in some or all of your borrowed funds at a fixed rate at no extra cost with our Fixed-Rate Loan Option.[4] You can choose to keep the remainder in a flexible line of credit.


Apply Online » Call Us: 866-526-6665
Work with a Home Equity Specialist

We have a dedicated team of lending experts ready to help you through the process.

  • Find out how much you may qualify for
  • Get your Home Equity questions answered
  • We'll work with you to complete your application