Skip to main content
1-800-628-7070          Routing #: 221473652
icon dollar white

Save More.

icon coffee cup white

Afford More.

Keep the money you earn, for the things you want with Free Checking from Bethpage Federal Credit Union.

Free Checking. With Interest.

Bank fees can really add up over time. It doesn’t take too many $2.50 ATM surcharges and $10.00 monthly maintenance fees to put a dent in your budget. So, if you’re banking at some place other than Bethpage, there’s a good chance your checking account is costing you real money.

At Bethpage, when we say FREE CHECKING, we mean FREE CHECKING. Here, banking convenience doesn’t need to cost you a dime, which means you have more money for the things that matter to you. Whether that’s mochas or movies, handbags or homebrew supplies. Our FREE CHECKING account offers:

  • No minimum deposit requirement
  • 24/7 Mobile Banking with Mobile Check Deposit
  • 24/7 Online Banking with Bill Pay
  • 30,000 surcharge-free ATMs
  • 5,000+ shared branch locations
  • Free Mastercard Debit Card
  • 1.00% APY* interest on your checking balance
  • No monthly fees**

30,000 FREE ATMs

EARN 1.00% APY*



Always Connected to Your Money

Have peace of mind knowing wherever you are, you'll never have to worry about having access to your funds.

icon cellphone side

24/7 Online Banking with Bill Pay and Mobile Banking with Mobile Check Deposit

icon orange telephone service side

Telephone Service Center open 6 days a week with morning and evening hours

icon orange atm locator side

Free debit card and a network of 30,000 Free ATMs across the U.S.

icon building side

More than 5,000 Shared Branch Locations across all 50 states

icon co-op atm icon co-op shared branch
icon orange earn 100 apy

Checking That Pays When You

  • Use direct deposit
  • Sign up for Online Banking with eStatements
  • Make 10 point-of-sale transactions with your debit card each month

The Bethpage Difference

Each day, more and more people are making the switch from large banks to Bethpage because, as a credit union, we operate solely for the benefit of our member-owners, not shareholders.

  • Bethpage is not a bank but we offer all the same services.
  • As a not-for-profit, we work for our members, not for shareholders.
  • Instead of producing profits for shareholders, we provide our members with great rates and fewer fees.
  • We're a full-service federal credit union and each of our members' deposits are insured for up to $250,000 by NCUA (a U.S. government agency).
  • We make it a priority to give back to our community and help our members make smart financial decisions.

"I enjoy the ease of using Bethpage services
and the member-focused approach."