Credit Cards Rewards

Start Earning Points

Get a Bethpage Rewards Card today and start earning points. The more you use your card, the more points you'll earn. The Bethpage Rewards Card Features the following:

  • No Annual Fee
  • Interest rates as low as 12.65% on all balances
  • Currently 2.99% APR* for 12 months on purchases and balance transfers for new account holders
  • No Balance Transfer Fee
  • Earn Reward Points on every purchase
    • 1 point per $1 net purchases (purchase - returns)
    • Redeem points online or via telephone
  • Credit lines available from $500 - $35,000
  • No Foreign Transaction Fee - Save money while traveling
  • Debt Protection available to members under age 70
  • Zero Liability Fraud Protection
  • Save money by transferring balances from other cards


Already a Rewards Card Member?

Reward Redemption is made easy with our new and improved Member Rewards Program. You can redeem points today for travel, gift cards and merchandise.

Simply the button below to register online with our new Rewards Redemption site or call 1-888-420-2472 to redeem you points today.

Bethpage Rewards 

Low Interest Rate

CU Rewards - Cash Back

CU Rewards - Points

Annual Fee

$0

$0

$0

Fees for Balance Transfers

$0

$0

$0

Features & Benefits

  • No Annual Fee.
  • Interest rates as low as 9.65%* on all balances.
  • No Annual Fee.
  • Interest rates as low as 12.65%* .
  • Earn .50% on month end purchase balances between $1.00 - $4,000;
    Earn 1.00% for month end purchase balances of $4,001 or more.
  • Rebates are distributed annually in October.
  • No Annual Fee.
  • Interest rates as low as 12.65%* .
  • Earn one point for every dollar spent on purchases.
  • Redeem points for travel, hotel stays, cruises, jewelry and more!

Foreign Transaction Fee

$0

$0

$0

Over the Limit Fee

$0

$0

$0

Late Fee

$25

$25

$25

Minimum Finance Charge

$1.00

$1.00

$1.00

NSF Fees

Lesser of minimum payment or $25

Lesser of minimum payment or $25

Lesser of minimum payment or $25

Minimum Payment

The greater of $15 or 1% of the balance plus billed interest.

The greater of $15 or 1% of the balance plus billed interest.

The greater of $15 or 1% of the balance plus billed interest.



*APR=Annual Percentage Rate. Rates and terms accurate as of . The 2.99% APR Introductory rate is good for 12 months from the date that your new credit card account is opened on balance transfers and purchases; does not apply to cash advance. There is a 3% or $5 minimum transaction fee for cash advance transactions. After 3 late payments the introductory rate no longer applies. Valid for new credit cards only. After this promotion period, your APR will be 9.65% - 23.65%, based on creditworthiness. Membership conditions may apply. Rates and terms subject to change without notice. Other rates and terms available. All offers of credit are subject to credit approval; applicants may be offered credit at higher rates and other terms. The maximum ANNUAL PERCENTAGE RATE will not exceed 18.00%, or the rate permissible under the Federal Credit Union Act, whichever is less.