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1-800-628-7070          Routing #: 221473652

Young Adult Checking for ages 18-20Free checking designed for college students and young adults.

$5 dollar checking account

Open a checking account with only $5

zero minimum balance

Zero minimum balance, no monthly service fees $0

Earn interest

Earn interest on your checking balance 1.0%

Simple checking with smart, no stress money management.

  • Pay for books, food and gas with your free Bethpage Debit Card
  • Get cash at 30,000+ free ATMs nationwide near your home, work or campus
  • Check account balances without logging in on your phone or Apple® Watch®
  • Stay safe with fraud protection and zero liability against un-authorized transactions
  • No monthly account fees or minimum balances
  • Free checks with direct deposit
Online Banking Hub

Keep tabs on your money from the dorm room or on the go.

Make deposits instantly with mobile check deposit.

It’s as simple as signing your check and snapping a photo. Plus, it saves you a trip to the branch or ATM.

Pay for things without carrying cash or cards.

Whether it’s buying lunch or paying for school supplies, payments are fast and secure with Digital Wallet.

Send or receive money with friends and family via text or email.

Pay your friend back for lunch or get money from your parents in minutes.

Stay on top of your balances and how much you’re spending.

Keeping tabs is super easy via Text, Email and Push Notifications.

"Total and complete satisfaction with the level of professionalism, efficiency, and expediency of the overall mortgage process, from start to finish."

Margot N. Member since June 2013

“I was very happy with the whole experience of obtaining mortgage through Bethpage Federal Credit Union. Every person that I interfaced with was professional, friendly, always answered my questions and would call me back promptly when I left a message.”

Maria S. Member since May 2005

“Fast and friendly service and best rates out there.”

Carl P. Member since September 2010

Explore more about saving and managing your money.

Make saving for important things easier with 4.00% Interest.

Save for college expenses, spring break and other special experiences with a Bethpage Young Adult Savings Account.

Learn More
Debit Cards vs Credit Cards. What’s the Difference?

Learn about how checking accounts work and the difference between debit cards and credit cards.

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Stay on top of your funds. Just say no to overdrafts.

Find out about how to avoid overdrafts and making sure you don’t spend more than you have in your account.

Learn More


Who is eligible for a Bethpage Young Adult Checking Account?

Anyone between the ages of 18–20 is eligible to open a Bethpage Young Adult Checking Account. Membership requires a $5 minimum share account.

What happens when a Bethpage Young Adult Checking Account holder reaches the age of 21?

At the age of 21, a Young Adult Checking Account will automatically convert to a Free Checking Account. Unless the primary owner specifies otherwise, any existing joint owners will stay as joint owners on the new account. The account holder(s) will receive new account disclosures, as well as new debit card(s).

What should I do if I lose my debit card?

If your debit card is lost or stolen, contact Bethpage immediately.
• Inside the US: Call 866-820-2847.
• Outside the US: Call 516-349-6888.
If you need a new card today, please visit your local Bethpage branch.

Does a Bethpage Young Adult Checking Account have a minimum balance requirement and/or any monthly services fees?

A Bethpage checking account has no monthly service fees and no minimum balance requirement.

Is a Bethpage Young Adult Checking Account insured?

Yes, all Bethpage Federal Credit Union deposit accounts are insured up to $250,000 through the National Credit Union Administration (NCUA).

There aren't any Bethpage branches near me. Can I still do my banking in person?

Of course! While you still have full access to your accounts 24/7 with our Mobile and Online Banking, we have a nationwide network of 30,000 surcharge-free ATMs and over 5,600 Shared Branch locations nationwide.

A Shared Service branch is a Bethpage or other credit union branch that participates in the CO-OP network, which allows members to do their banking at a credit union location that displays the CO-OP logo. At these designated locations, you will be able to deposit or cash checks, make a withdrawal or make a loan payment.

To find your nearest Shared Branch location, use our branch locator.