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Call: 1 (855) 445-8540

8am to 5:30pm (EST) Monday to Friday

Call: 1 (855) 202-6820

8am to 5:30pm (EST) Monday to Friday

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A faster way to pay off
your home and save!

10-Year Fixed Rate Mortgage

Rate
%
APR[1]
%

Why Bethpage

Largest Credit Union in the Northeast - icon

Bethpage is one of the Largest Credit Unions in the Northeast

over 75 years - icon

We’ve been Servicing members for over 75 years

Everyone can bank at Bethpage

No matter where you live, everyone can bank at Bethpage.[2]

Are you looking to...

Save on interest costs over the life of your loan?

With this low rate and short term, you can reduce the number of payments you make, and save thousands in interest over the life of the loan.

Pay off your debts faster?

Consolidate your current mortgage, credit cards, or other loans into one monthly payment with a lower rate.

Is this right for me? Estimate how much interest you could save!

Mortgage Product 10 Year Fixed Your Current Mortgage
Mortgage Amount $100,000
Interest Rate %
Monthly Payment
(Principal + Interest)		 $994.72
Original Number of Payments 120
Payments Remaining 120
Calculate
Remaining Interest $19,366.76 $82,406.71

Estimated Savings: $63,039.95[4]

All calculations received by using the calculator tools on this page are estimates only. Contact our mortgage specialists to see your true savings: 1 (855) 445-8540 1 (855) 202-6820

To find out how much you can save, speak with a mortgage specialist.

Get Started

Call: 1 (855) 445-8540

8am to 5:30pm (EST) Monday to Friday

Call: 1 (855) 202-6820

8am to 5:30pm (EST) Monday to Friday

Not only will you be able to pay off your mortgage sooner, you’ll pay less interest on the money you borrow.

  • Use for purchase or refinance

  • Lock in a fixed mortgage payment

  • Build equity faster

  • Consolidate debt

Bethpage 10-Year Mortgage FAQs.

What are the benefits of a 10-year mortgage?

With a 10-year Fixed Rate Mortgage, you can get a lower rate compared to longer-term mortgages, shorten the term of your existing loan, build equity in your home faster, and save thousands in interest. All of these benefits can help you to consolidate debt, fund a major purchase, like a home improvement or college, or plan for retirement.

How will I know if I can afford the monthly payment of a 10-year mortgage?

A Mortgage Loan Officer will review your monthly income to ensure the 10-year mortgage payment is within qualifying guidelines.

Who is Bethpage Federal Credit Union?

The largest Credit Union in the Northeast, serving members for over 75 years.

What's the difference between a Credit Union and a Bank?

Everyday, more and more people are discovering the Credit Union difference from big banks. Bethpage is far superior to banks because we operate solely for the benefit of our member-owners, not shareholders.

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Bethpage has been a trusted financial institution for over 75 years. We are the largest credit union in the Northeast providing great rates and low fees locally as well as nationwide.

Member Experiences

I loved that everything was done online, I didn’t need to take a day off until closing day. …All the people I interacted with at Bethpage were absolutely amazing and patient, thank you for making the whole loan process stress free and smooth.

Kelly C.
Member since July 2012

I felt very comfortable and confident with my choice of Bethpage . My loan officer… treated me like a person not a number gave me the info I needed and then some I didn't know I needed. I am completely satisfied. He responded to my calls and emails quickly and always had an answer. He also kept me up to date. I have had a great experience so far.

Maria F.
Member since October 2017

Bethpage credit union did an amazing job at getting a mortgage approval for me in a short amount of time. With less hassle than the previous bank I was using before I switched.

Ryan M.
Member since October 2017

[1] APR = Annual Percentage Rate. 10-year fixed rate mortgage rates and terms are accurate as of , and are subject to change without notice. The maximum loan amount for a conforming mortgage for a primary residence single unit home is $484,350. Mortgages above that amount are considered jumbo mortgages. The APR for jumbo loans is based on the specified loan amount and on varying LTVs. Actual rates may vary depending on your specific terms. Rate quotes are not guaranteed until you submit a full application and sign a rate lock agreement.

The rates displayed are subject to change without notice. Additional factors that may not have been considered may affect your final rate. This is not a commitment to make a loan, nor is it a guarantee that you will receive these rates if you are approved for the loan. Loans above 80% LTV may require private mortgage insurance (PMI). In some instances, PMI can be avoided. Please contact a Mortgage Specialist to see if PMI needs to be a requirement of your mortgage. Rates can be locked only after your completed loan application is received.

[2] Membership requires a $5 minimum share account.

[4] All calculations received by using the calculator tools on this page are estimates only.

†† The National Credit Union Association (NCUA) share insurance coverage applies to each share owner, per insured credit union, for each ownership category.

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