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Bethpage FCU Logo

A faster way to pay off
your home and save!

10-Year Fixed Rate Mortgage

Rate
%
APR[1]
%

Why Bethpage

Largest Credit Union in the Northeast - icon

Bethpage is one of the Largest Credit Unions in the Northeast

over 75 years - icon

We’ve been Servicing members for over 75 years

Everyone can bank at Bethpage

No matter where you live, everyone can bank at Bethpage.[2]

Are you looking to...

Save on interest costs over the life of your loan?

With this low rate and short term, you can reduce the number of payments you make, and save thousands in interest over the life of the loan.

Pay off your debts faster?

Consolidate your current mortgage, credit cards, or other loans into one monthly payment with a lower rate.

Is this right for me? Estimate how much interest you could save!

Mortgage Product 10 Year Fixed Your Current Mortgage
Mortgage Amount $100,000
Interest Rate %
Monthly Payment
(Principal + Interest)
$994.72
Original Number of Payments 120
Payments Remaining 120
Remaining Interest $19,366.76 $82,406.71

Estimated Savings: $63,039.95[4]

All calculations received by using the calculator tools on this page are estimates only. Contact our mortgage specialists to see your true savings: 1 (855) 445-8540 1 (855) 202-6820

Not only will you be able to pay off your mortgage sooner, you’ll pay less interest on the money you borrow.

  • Use for purchase or refinance

  • Lock in a fixed mortgage payment

  • Build equity faster

  • Consolidate debt

Bethpage 10-Year Mortgage FAQs.

What are the benefits of a 10-year mortgage?

With a 10-year Fixed Rate Mortgage, you can get a lower rate compared to longer-term mortgages, shorten the term of your existing loan, build equity in your home faster, and save thousands in interest. All of these benefits can help you to consolidate debt, fund a major purchase, like a home improvement or college, or plan for retirement.

How will I know if I can afford the monthly payment of a 10-year mortgage?

A Mortgage Loan Officer will review your monthly income to ensure the 10-year mortgage payment is within qualifying guidelines.

Who is Bethpage Federal Credit Union?

The largest Credit Union in the Northeast, serving members for over 75 years.

What's the difference between a Credit Union and a Bank?

Everyday, more and more people are discovering the Credit Union difference from big banks. Bethpage is far superior to banks because we operate solely for the benefit of our member-owners, not shareholders.

Bethpage Main Branch
Bethpage Logo

Bethpage has been a trusted financial institution for over 75 years. We are the largest credit union in the Northeast providing great rates and low fees locally as well as nationwide.


Member Experiences

I loved that everything was done online, I didn’t need to take a day off until closing day. …All the people I interacted with at Bethpage were absolutely amazing and patient, thank you for making the whole loan process stress free and smooth.

Kelly C.
Member since July 2012

I felt very comfortable and confident with my choice of Bethpage . My loan officer… treated me like a person not a number gave me the info I needed and then some I didn't know I needed. I am completely satisfied. He responded to my calls and emails quickly and always had an answer. He also kept me up to date. I have had a great experience so far.

Maria F.
Member since October 2017

Bethpage credit union did an amazing job at getting a mortgage approval for me in a short amount of time. With less hassle than the previous bank I was using before I switched.

Ryan M.
Member since October 2017