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Investment Property Loan

Finance your investment property with a Bethpage mortgage.

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Investment Property Loan Features and Benefits

Investment property ownership offers many benefits, including additional income through rental opportunities and potential tax benefits. A Bethpage mortgage is great for real estate properties that have been purchased with these benefits in mind.

  • 30-Year Fixed Rate Mortgages available
  • Loan amounts up to $1,000,000
  • No prepayment penalties
  • Available for purchase or refinance
  • 1-4 Unit and Condominium property types

Learn about your investment property loan options and what makes the most financial sense for you. Contact one of our experienced mortgage specialists today.

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Available as a 30 Year Fixed Rate & 7/1 Adjustable Rate Mortgage (ARM)

Home Price
Down Payment
Interest Rate
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Results are for estimate purposes only.

Why choose Bethpage?

We’re a credit union, not a bank!

Which means your needs come first; not shareholders, because there are none. We invest back to you by delivering lower fees and better rates.


We are one of the largest credit unions in the Northeast, serving members for 75+ years.


Quick to close - average turnaround time: 30 days


Provided over $1.3 billion in Mortgage loans in 2019

Investment Property Mortgages FAQs

What is an investment property?

An investment property is a real estate property that has been purchased with the interest of earning a return on the investment either through rental income, future resale or both. Find out your loan options and what makes best financial sense for you by contacting an experienced mortgage specialist today!

Can I finance a residential investment property in the name of a business entity?

Bethpage does not lend on a residential investment property that is in the name of a business entity.

Are gift funds permitted to finance a residential mortgage transaction when the subject property is an investment property?

No, Bethpage will not permit gifted funds to finance the transaction.

How can I apply for an investment property loan?

You can apply by phone by calling 855-446-0380 Monday through Friday, 8:00 am, ET to 5:30 pm, ET. Finally, you can apply by visiting a mortgage specialist at any Bethpage Branch by using our branch locator.

How can I lock my interest rate?

To request a rate lock, please complete the online rate lock form and it will be submitted to your Mortgage Loan Officer. You may request the daily published interest rate during the hours of 11 AM - 5 PM, ET Monday - Friday by calling 855-446-0380. Rate lock requests received outside of these hours will not be honored and a new request must be received during the aforementioned hours.

Rates are not guaranteed until you submit a full application and sign a rate lock agreement. Rates can only be locked after your completed loan application is received.

Is there a fee to lock my interest rate?

Bethpage offers a free 60 day rate lock!