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Get $500 off your closing costs when you purchase a home in North Carolina.*

Offer ends 6/29/2022

Featured Rate: 30-Year Fixed

As low as

--%
Rate [1]

As low as

--%
APR[2]
See payment example

Let's Get Started!

Enter your information, and one of our mortgage specialists will contact you.

Or call us (855) 527-0836

Why a Bethpage Mortgage?

We have options to fit your goals.

We offer a wide range of mortgage products — conventional Fixed-Rate, Adjustable-Rate, FHA, VA, and more — to help meet your needs.

You’ll find our service to be exceptional.

We are committed to providing you with outstanding service and great value. Our Mortgage Specialists will walk you through every step of the process — from application to closing.

Bethpage advantages:

  • Quick, free pre-qualification process.
  • Lock in your rate -- for free.**
  • Low closing costs.
Largest Credit Unions

High member satisfaction rating of 82.5% in 2021.

fast closing

Fast turnaround and quick closing times!

national mortgage lender

One of the largest credit unions in the country and a national mortgage lender.

"The entire team we worked with was amazing. The personal experience with the loan officer made the whole process seamless and pain-free."

Kaitlin R.
January 2022

Want to Learn More?

Have questions about a mortgage or how much you could qualify for?
Our mortgage specialists are here to help.

Get Started
Call: (855) 527-0836

*This offer is valid only for the purchase of an eligible residential property in the state of North Carolina to applicants who submit a completed mortgage application between 3/1/2022 12:01 AM ET and 6/29/2022 11:59 PM ET. The loan must close in order to receive the $500 promotional offer, which will be in the form of a lender credit toward purchaser's closing costs and applied at closing only. Lender credits cannot exceed borrower's actual closing costs, and this offer cannot be applied towards purchaser's down payment. Offer is not available for home equity lines of credit. All offers of credit are subject to credit approval and loan program requirements.

** Free rate lock is valid for 60 days. A completed application is required in order to request a rate lock.

[1] Rates and terms are subject to change without notice. All offers of credit are subject to credit approval; not all applicants will qualify for the lowest rate and may be offered credit at higher rates and other terms based on creditworthiness.

Payment Example, Rate, and Payment Assumptions. The Interest Rate, APR, and Estimated Monthly Payment assumes the mortgage is a conforming loan to purchase an existing single-family home used as the borrower's primary residence in New York, a Loan to Value (LTV) ratio of 75% or less, the borrower has excellent credit, a rate lock of 60 days or less, and a loan amount of $165,000. The Estimated Monthly Payment reflects the principal and interest payment only, which does not include amounts for taxes, nor insurance (actual payments will be greater).

Product
Interest Rate as low as
APR as low as
Points
# of Payments
Estimated payment amount
30 Year Fixed Purchase
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[2] APR = Annual Percentage Rate. The APR is the cost of credit over the term of the loan expressed as an annual rate.

[3] This calculator is for illustrative purposes only and all examples are hypothetical. Calculations do not include closing costs, fees and restrictions that certain products may have. This calculator does not indicate whether you would qualify for a Bethpage loan and is not intended to provide investment, legal, financial, or tax advice. Accuracy of calculations are not guaranteed.

All loan terms are subject to credit and loan program requirements (applicants may be offered credit at higher rates and other terms). Certain loan programs may not be available to all applicants. Loans above 80% LTV requires private mortgage insurance (PMI). Bethpage does not offer residential mortgage loans in Texas. To obtain a loan, membership at Bethpage is required by opening a $5.00 savings account at or prior to loan consummation. Rates, loan programs, terms, and conditions are subject to change without notice. Other restrictions and limitations apply.