New Auto Loans

Finance your dream car with a great rate on a new auto loan from Bethpage


In the market for a new car? Bethpage Federal Credit Union has new auto loans that feature great fixed rates and no payments for 90 days! We offer a variety of loan terms, including an 8-year auto loan.

With set monthly payments, a new auto loan can put your dream car within your reach. Our rates are significantly lower than bank rates. Use our handy auto loan calculator to estimate the cost of a car you can afford. Don't let the vehicle you want drive away - apply for a new car loan with Bethpage today!

New Auto Loan features:

  • Terms available up to 96-months for new (current and one previous model year with less than 5,000 miles)
  • No payments for 90 days.
  • Competitive fixed rates
  • Financing up to 125% NADA Book value on pre-owned vehicles
  • Pre-qualification available.


Already have a new car and looking for a better rate? Bethpage Federal Credit Union also offers great auto loan refinance rates so you can lessen your monthly payments on your car with us!

ProductBethpage Annual Percentage Rate (APR)*LI Regional Bank Average APR^We are lower than the banks by:
NEW CAR3.14%3.82%22%
USED CAR3.29%4.17%27%

^Data is supplied by Datatrac Inc. as of 1/19/2020.

Rate shown is the average for the 10 largest banks on Long Island, New York area for A+ credit 80% loan to value for new customers without any other relationship to the bank. Actual rates may be different.

*APR = Annual Percentage Rate. Rate shown is the standard rate for Bethpage members based on a 60 month term, maximum LTV of 90% for used and 90% for new and a preferred credit rating. Rate applies to loan amounts up to $100,000. All offers of credit are subject to approval; applicants may be offered credit at higher rates and different terms.


Auto Calculators

When it comes to buying a new or used car we’ve got you covered. Car buying can become a daunting task if the necessary steps are not taken before hand.

Let’s get you in the driver’s seat today!  Whether you are buying a car for the first time or simply looking for that new set of wheels, we can help make that dream a reality.

Visit the Advice and Planning, Auto Center, to learn more...