Used Auto Loans


Looking for a used car?  Bethpage offers the best used auto loan rates around and no payments for 90 days!

  • Rates available up to 84-months on pre-owned autos (2 – 9 model years old).
  • No payments for 90 days.
  • Financing up to 125% NADA Book value on pre-owned vehicles.
  • Pre-qualification available.


ProductBethpage Annual Percentage Rate (APR)*LI Regional Bank Average APR^We are lower than the banks by:
USED CAR2.64%4.32%64%
NEW CAR2.49%4.38%76%

^Data is supplied by Datatrac Inc. as of 5/24/2018.

Rate shown is the average for the 10 largest banks on Long Island, New York area for A+ credit 80% loan to value for new customers without any other relationship to the bank. Actual rates may be different.

*APR = Annual Percentage Rate. Rate shown is the standard rate for Bethpage members based on a 60 month term, maximum LTV of 90% for used and 90% for new and a preferred credit rating. All offers of credit are subject to approval; applicants may be offered credit at higher rates and different terms. Rate applies to loan amounts up to $100,000.


Auto Calculators

When it comes to buying a new or used car we’ve got you covered. Car buying can become a daunting task if the necessary steps are not taken before hand.

Let’s get you in the driver’s seat today!  Whether you are buying a car for the first time or simply looking for that new set of wheels, we can help make that dream a reality.

Visit the Advice and Planning, Auto Center, to learn more...