Used Auto Loans

Competitive loan rates for used cars, motorcycles, boats & recreational vehicles


Looking for a used car? Bethpage offers the best used auto loan rates around and no payments for 90 days!
If you are car shopping and want to save some money, perhaps you have considered purchasing a used vehicle. Buying a used car that is reliable and in good condition can be more economical than purchasing new since you will pay less for the car as well as your car's insurance. But even though a used car can be a more affordable option, you may still require some financing.

Bethpage Federal Credit Union is here for you. Our used auto loans can give you the funds you need to purchase a pre-owned car from a dealership, used car lot, private seller, rental car company, or auction. We offer competitive rates backed by our excellent member services. Get on the road and apply for used car loan from Bethpage today!

Benefits of a Used Auto Loan from Bethpage:

  • Rates available up to 84-months on pre-owned autos (2 – 9 model years old).
  • No payments for 90 days.
  • Financing up to 125% NADA Book value on pre-owned vehicles.
  • Pre-qualification available.


ProductBethpage Annual Percentage Rate (APR)*LI Regional Bank Average APR^We are lower than the banks by:
USED CAR3.29%4.17%27%
NEW CAR3.14%3.79%21%

^Data is supplied by Datatrac Inc. as of 11/20/2019.

Rate shown is the average for the 10 largest banks on Long Island, New York area for A+ credit 80% loan to value for new customers without any other relationship to the bank. Actual rates may be different.

*APR = Annual Percentage Rate. Rate shown is the standard rate for Bethpage members based on a 60 month term, maximum LTV of 90% for used and 90% for new and a preferred credit rating. All offers of credit are subject to approval; applicants may be offered credit at higher rates and different terms. Rate applies to loan amounts up to $100,000.


Auto Calculators

When it comes to buying a new or used car we’ve got you covered. Car buying can become a daunting task if the necessary steps are not taken before hand.

Let’s get you in the driver’s seat today!  Whether you are buying a car for the first time or simply looking for that new set of wheels, we can help make that dream a reality.

Visit the Advice and Planning, Auto Center, to learn more...