We can help you find the loan that meets your home purchase or refinancing needs.
Featured Rate: 30-Year Fixed Purchase
As low as
As low as
Enter your information, and one of our mortgage specialists will contact you.
Why a Bethpage Mortgage?
We have options to fit your goals.
We offer a wide range of mortgage products — conventional Fixed-Rate, Adjustable-Rate, FHA, VA, and more — to help meet your needs.
You’ll find our service to be exceptional.
We are committed to providing you with outstanding service and great value. Our Mortgage Specialists will walk you through every step of the process — from application to closing.
- Quick, free pre-qualification process.
- Lock in your rate -- for free.**
- Low closing costs.
High member satisfaction rating
of 82.5% in 2021.
Fast turnaround and quick
One of the largest credit unions in the country
and a national mortgage lender.
Want to Learn More?
* Free rate lock is valid for 60 days. A completed application is required in order to request a rate lock.
 Rates and terms are subject to change without notice. All offers of credit are subject to credit approval; not all applicants will qualify for the lowest rate and may be offered credit at higher rates and other terms based on creditworthiness.
Payment Example, Rate, and Payment Assumptions. The Interest Rate, APR, and Estimated Monthly Payment assumes the mortgage is a conforming loan to purchase an existing single-family home used as the borrower’s primary residence in New York, a Loan to Value (LTV) ratio of 75% or less, the borrower has excellent credit, a rate lock of 60 days or less, and a loan amount of $165,000. The Estimated Monthly Payment reflects the principal and interest payment only, which does not include amounts for taxes, nor insurance (actual payments will be greater).
 APR = Annual Percentage Rate. The APR is the cost of credit over the term of the loan expressed as an annual rate.
 This calculator is for illustrative purposes only and all examples are hypothetical. Calculations do not include closing costs, fees and restrictions that certain products may have. This calculator does not indicate whether you would qualify for a Bethpage loan and is not intended to provide investment, legal, financial, or tax advice. Accuracy of calculations are not guaranteed.
All loan terms are subject to credit and loan program requirements (applicants may be offered credit at higher rates and other terms). Certain loan programs may not be available to all applicants. Loans above 80% LTV requires private mortgage insurance (PMI). Bethpage does not offer residential mortgage loans in Texas. To obtain a loan, membership at Bethpage is required by opening a $5.00 savings account at or prior to loan consummation. Rates, loan programs, terms, and conditions are subject to change without notice. Other restrictions and limitations apply.