Free checking that's
really free in Queens

1. At a Bethpage Federal Credit Union ATM
2. At a Bethpage Federal Credit Union branch
3. Using the Check Deposit feature through the Bethpage mobile app or online banking
4. At a Shared Branch location

All Bethpage Federal Credit Union deposit accounts are insured up to $250,000 through the National Credit Union Administration (NCUA).

The National Credit Union Administration is the independent federal agency created by the United States Congress to regulate, charter, and supervise federal credit unions.

The NCUA operates the National Credit Union Share Insurance Fund (NCUSIF) to protect accounts at federally insured credit unions (like Bethpage) for up to $250,000. The NCUA's share insurance coverage is similar to the deposit insurance coverage offered by the Federal Deposit Insurance Corporation (FDIC), which insures bank deposits.

When signing up for a Free Checking account online, you should receive your debit card in 7-10 business days. If you open an account at a branch, you may be able to receive a card instantly.

Anything you can do in a branch, you can do online.

• Pay your bills electronically
• Deposit checks using mobile deposit
• Get real-time balance information

As a part of the CO-OP Shared Branch network we make it easy to bank at Bethpage even if you are not near an actual Bethpage branch. Bethpage members can visit any non-Bethpage credit union that displays the CO-OP Shared Branch logo and perform a variety of transactions including depositing or cashing checks and making withdrawals. There are more than 5,600 CO-OP Shared Branch locations around the country.

Chances are there is a Bethpage Federal Credit Union branch near where you live or work. We have a branch in Manhattan, as well as several branches in Nassau County that are located just minutes from the Queens border.

One of the benefits of Free Checking is that you have access to over 30,000 free ATMs nationwide. To avoid ATM fees, look for the CO-OP ATM logo. Any ATM that has the logo is free for Bethpage members to use, regardless of the institutional name on the ATM.

You can also use ATMs outside of the Bethpage/CO-OP ATM network. If you do, the owner of the ATM may charge you a fee at the time of the transaction, but Bethpage will not.

A Bethpage Free Checking account has no monthly fees. Fees associated with insufficient funds will apply as necessary.

IDNYC is the new, free identification card for all New York city residents. Unfortunately, a Bethpage account cannot be opened with an IDNYC card. We do accept a driver’s license, non-driver ID card or passport.

Unfortunately, we can't accept a military ID for online account opening. Please use another form of ID or visit one of our branches.

Yes. In addition to Free Checking, we also have Youth/Student Checking and Young Adult Checking accounts.