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Mortgage Rates | Queens Mortgage Lenders | Bethpage FCU
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Looking for a competitive
mortgage rate in Queens?

Make yourself at home with Bethpage.

FEATURED RATE: 30-YEAR FIXED
RATE [1]
APR [2]

Mortgages made easy with Bethpage

We can assist you through each stage of the homebuying process.

Get Pre-Qualified

Get Pre-Qualified

Find out how much you can afford before you start house hunting.

Get Started

Apply For A Mortgage

Apply For A Mortgage

Explore our mortgage products and apply for a loan.

Get Started

Refinance Your Mortgage

Refinance Your Mortgage

Take advantage of Bethpage’s great low rates.

Learn more

We’re Your Queens Mortgage Lending Experts

Make the move to your new home in Queens with a mortgage from Bethpage Federal Credit Union. We know the metro NYC market and offer affordable loan options tailored to meet the financing needs of Queens homebuyers.

Whether you’re buying your first house, condo or co-op or refinancing an existing mortgage, our experienced loan specialists can help you navigate the process with ease.

Mortgage in Queens with Bethpage

Bethpage will help you find a mortgage that is right for you

Fixed-Rate Mortgage

Avoid the risk of rising interest rates. With a fixed-rate mortgage, your payments stay the same for the entire life of the loan.
  • 30, 20, 15 and 10-year terms available for purchase or refinance
  • Free Rate Lock for 60 days
  • Rates as low as % [1]
If you’re looking for a lower initial rate and payment, an adjustable rate mortgage may be the right choice for you.
  • For purchase or refinance
  • Available for 1-4 unit properties, condos, planned unit developments, co-ops and qualified non-owner occupied properties and second homes
  • Rates as low as % [1]
With a lower down payment and less restrictive approval process than a traditional loan, an FHA mortgage can put your dream of homeownership within reach.
  • Buy a primary residence with as little as 3.5% down
  • Low closing costs and fees
Capitalize on rental income opportunities in Queens with an investment property loan. Borrow up to $1 million for purchase or refinance.
  • 30-Year Fixed Rate and 7/1 adjustable rate mortgages
  • Available for 1-4 unit and condominium properties
  • Rates as low as % [1]

See Today's Mortgage Rates

Fixed Mortgage Rates Adjustable Mortgage Rates

30 Year Fixed

%Rate [1]

% APR [2]

20 Year Fixed

%Rate [1]

%APR [2]

15 Year Fixed

%Rate [1]

%APR [2]

10 Year Fixed

%Rate [1]

%APR [2]

3/1 ARM  

% Rate [1]

% APR [2]

5/1 ARM  

% Rate [1]

%APR [2]

7/1 ARM  

% Rate [1]

%APR [2]

10/1 ARM

%Rate [1]

%APR [2]

Rates as of View all Mortgage Rates

Mortgage Tools and Education

First-Time Homebuyer's Guide

First-Time
Homebuyer's Guide

Education, tips and tools to
prepare you for one of life’s
biggest decisions.

Calculate Your Mortgage

Calculate Your
Mortgage

How much can you borrow? Our
mortgage calculators can help you
determine what’s right for you.

Rate Lock Form

Rate Lock
Form

Don’t miss out on today’s
low mortgage rate.
Secure it now.

[1] The rates and corresponding APR displayed are subject to change without notice. Actual rates and corresponding APR may vary depending on your specific terms. This is not a commitment to make a loan, nor is it a guarantee that you will receive these rates or points if you are approved for the loan. Rate and APR quotes are not guaranteed until you submit a full application and we receive a fully completed and executed rate lock agreement. All offers are subject to credit approval; applicants may be offered credit at higher rates and other terms. All programs may not be available to all applicants. All applicants must meet loan program requirements. Only 30-Year Fixed program offered on Investment Homes. Products are subject to change without notice, limitations may apply. Loan to value restrictions may apply. Bethpage does not offer residential mortgage loans in Texas. Membership is required and requires a $5 share account.

Loans above 80% LTV may require private mortgage insurance (PMI). In some instances PMI can be avoided, please contact a Mortgage specialist to see if PMI needs to be a requirement of your mortgage.

[2] APR = Annual Percentage Rate.