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Achieve your savings goals with Bethpage

Establish a solid foundation for your financial future with a Bethpage Federal Credit Union savings account. Whether you’re saving for yourself or a loved one, our range of products and competitive interest rates make preserving and growing wealth easy.

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Save for today … and tomorrow

Any age is the right age for a Bethpage savings account. Great rates and no monthly fees put you on the fast track to reaching your goals.* Open an account with as little as $5.

Saving over 21


(For ages 21 years and over)
  • Funds can be deposited or withdrawn at any time
  • Access to online and mobile banking
  • Deposits can be made through direct deposit, payroll deduction or as automatic transfers from other accounts
savings 18-20

Young Adult Savings

(For ages 18-20)
  • 2.00% APY on the first $1,000 **
  • Grows as you grow, no matter where you are

savings under 18

Youth Savings
Custodial (NYUTMA)

(For ages under 18)
  • 2.00% APY on the first $1,000 **
  • Teaches your child the value of money while you maintain account control

Savings Account Frequently Asked Questions

How do I open a savings account?
What do I need to open a savings account?

To open a savings account, you will need to have the following available:

  1. Your Social Security number
  2. Your driver's license or government issued ID for identity verification
  3. The information above for the joint owner of your account, if applicable

A one-time, $5.00 deposit is required to open a savings account.
To open a Youth Savings Custodial (NYUTMA) account online, either the custodian or child must reside in New York State.

Can I do my banking in person if there aren’t any Bethpage branches near me?

Absolutely. Bethpage is part of the nationwide CO-OP Shared Branch network that gives you access to over 30,000 surcharge-free ATMs and 5,000 Shared Branch locations where you can perform several basic transactions. Learn more about our free ATMs and Shared Branches and how to find a location nearest you.

Who is the account owner of a Youth Savings Custodial (NYUTMA***) account?
Is my savings account insured?

Yes, all Bethpage Federal Credit Union deposit accounts are insured up to $250,000 through the National Credit Union Administration (NCUA).

What is the difference between NCUA and FDIC insurance?

The National Credit Union Administration (NCUA) is the independent federal agency created by the United States Congress to regulate, charter and supervise federal credit unions.

The NCUA operates the National Credit Union Share Insurance Fund (NCUSIF) to protect accounts at federally insured credit unions such as Bethpage for up to $250,000. The NCUA's share insurance coverage is similar to the deposit insurance coverage offered by the Federal Deposit Insurance Corporation (FDIC), which insures bank deposits.