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YOUTH/YOUNG ADULT SAVINGS

Youth Savings Accounts

3.00%* APY on the first $1,000.
For ages 0-20.

Open an account

Which account is best for you?

Bethpage offers savings accounts designed for youth of all ages. Whether your child is just beginning to understand the concept of money, or is a college-bound student getting ready to start managing his or her own finances, Bethpage provides easy-to-open youth savings accounts with many great features to help your children get on the right financial track!
 

 
Youth Savings Custodial (NYUTMA) [2]

Build savings over time with a custodial account (NYUTMA) that can be transferred to the minor when he/she reaches the age of majority.

Learn, grow and save
Manage their financial future. As the custodian of the account, you have complete control over the minor’s investment and access to it both online and at a branch.

Learn, grow and save
Learn, grow and save. Teach your child the value of money at an early age by watching his/her savings grow over time.

Are you under 18 and looking to open an account that you can manage yourself? Visit a local branch for more information.

 
Young Adult Savings

Heading off to college? Take Bethpage with you! A Young Adult Savings Account can grow as you grow, no matter where you are.

Enjoy surcharge free ATM's and shared branches
Your money is never out of reach. Shared branches and free ATMs are available nationwide. Look for these logos:

Shared Locations

Download the Bethpage App
Convenient account access on the go. Check your balance, pay back friends, and even deposit checks from Grandma on your mobile device with the Bethpage app.
Apple App Store
Google Play Store

Compare Our Savings Accounts Youth Savings Custodial (NYUTMA)
Locate A Branch
Young Adult
Savings
3.00% APYOn the first $1,000* Yes Yes
Age qualification 0-17 years old 18-20 years old
Account ownership The minor is the sole owner of funds and the custodian (ex. parent, guardian, grandparent) controls the account The account opener has full control
Minimum opening deposit $5 $5
Federally insured by the NCUA [3] Yes Yes

Compare our Savings Accounts

Youth Savings Custodial
(NYUTMA)

Locate a branch
Young Adult
Savings

3.00% APY
On the first $1,000*
Age qualification0-17 years old18-20 years old
Account ownershipThe minor is the sole owner
of funds and the custodian
(ex. parent, guardian, grandparent)
controls the account
The account opener has full control
Minimum opening deposit$5$5
Federally insured by the NCUA [3]