Credit Cards

Save On Balance Transfers And Purchases!

12-MONTH
INTRODUCTORY
RATE
2.99
%
*
APR
APPLY NOW

Save On Purchases And Pay NO-FEE ON Balance Transfers.

Stop paying high rates and expensive finance charges on other credit cards! Transfer your high-rate balances to the Bethpage MasterCard® Platinum credit card and save with our introductory rate of 2.99% APR* for 12 months.

Whether you’re starting to build your credit history or you’re an established card holder, a Bethpage Credit Card offers freedom, flexibility and convenience to suit your lifestyle and spending habits.

Bethpage offers 3 card types for you to choose from:

Cash Back Credit Card

Cash Back Rewards card

You will earn 0.50% cash back on month-end balances between $1.00 and $4,000! Rebates are distributed annually in November, just in time for the holiday shopping season.

Reward Points Credit Card

Points
Rewards card

Earns you redeemable points for bonuses such as: hotels, cruises, jewelry and more! Every dollar you spend on purchases, you will receive one point.

Low Interest Credit Card

Low Interest Rate card

Provides you with a lower regular interest rate, as low as 8.40% on all balances.
With this low interest rate, spending with a credit card can save you more in the long run!

Peace of Mind with these safety and security features:


To Report a Lost or Stolen Credit Card:

  • Call 1-866-820-3847 24 hours a day to report a lost or stolen credit card. Our representatives will cancel your card and issue a replacement immediately.


Apply For a Bethpage Credit Card:

Apply Now » Review Terms and Conditions

 

Low Interest Rate

CU Rewards - Cash Back

CU Rewards - Points

Annual Fee

$0

$0

$0

Fees for Balance Transfers

$0

$0

$0

Features & Benefits

  • No Annual Fee.
  • Interest rates as low as 8.40%* on all balances.
  • No Annual Fee.
  • Interest rates as low as 11.40%* .
  • Earn .50% on month end balances between $1.00 - $4,000;
    Earn 1.00% for month end balances of $4,001 or more.
  • Rebates are distributed annually in October.
  • No Annual Fee.
  • Interest rates as low as 11.40%* .
  • Earn one point for every dollar spent on purchases.
  • Redeem points for travel, hotel stays, cruises, jewelry and more!

Foreign Transaction Fee

$0

$0

$0

Over the Limit Fee

$0

$0

$0

Late Fee

$25

$25

$25

Minimum Finance Charge

$1.00

$1.00

$1.00

NSF Fees

Lesser of minimum payment or $25

Lesser of minimum payment or $25

Lesser of minimum payment or $25

Minimum Payment

The greater of $15 or 1% of the balance plus billed interest.

The greater of $15 or 1% of the balance plus billed interest.

The greater of $15 or 1% of the balance plus billed interest.

Credit Card Calculators

Our Credit Card calculators will help you figure out your balance payoff date using your current balance, anticipated future charges and anticipated monthly payments. Use these to start saving today.

Getting Wise About Credit.... You can build your credit score and achieve life goals like buying a house or car. Or you can reduce your debt and get peace of find. We’ll be sharing the core concepts of credit so you can learn:

    • The difference between credit cards and debit cards
    • When to use them
    • Fees and features
    • How to increase credit
    • How to reduce debt

    Learn more about Credit....