home lending

Personal Loans

Pay off high interest credit cards, invest in home improvements or get cash to cover large expenses.

9.24%  APR [1]
84  MONTHS [2]

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Features of a Bethpage Personal Loan

Bethpage Federal Credit Union's personal loans make it easy to access funds quickly with flexible terms.

  • Low rates, fixed for term of loan

  • Flexible terms from 12 – 84 months

  • No home lien required

  • Borrow up to $35,000

  • Access to cash in a lump-sum payment

  • No application fees

  • No pre-payment fees

  • Easy application process

  • Debt protection options available

  • Use the funds for virtually anything

Ways to Use a Personal Loan from Bethpage


Pay for home improvements without using your home as collateral or tapping into savings.

With a personal loan from Bethpage, you can fund home improvements and repairs more quickly, without using your home as collateral, tapping into savings or using high interest rate credit cards. From repairs to renovations, a fixed rate personal loan can help you get it done. If you have substantial equity in your home and would like to borrow against it.

Learn more about a HELOC.

Pay off large expenses with the confidence of a fixed rate and consistent monthly payment.

With a Bethpage personal loan, you can borrow up to $35,000 and receive your funds in one lump-sum. A Bethpage personal loan is great for when you need more cash than you have on hand and can be used for just about anything.

  • Medical and Dental Expenses
  • Unexpected Emergencies
  • Weddings, Special Events or Funerals

Pay off your high-interest credit cards and get out of debt faster.

Personal loans often have lower interest rates than credit cards and more favorable terms. If you're paying higher interest rates on your credit cards, a Bethpage personal loan could help you save money and get out of debt faster.

See How a Bethpage Personal Loan Compares

BethpageNational AverageCredit Card
APRas Low as 9.24% - 13.24%10.30% - 12.50%12.00% - 23.00%
Terms12-84 mos.
36-60 mos.
FeesNo Origination FeesVariesUp to $500
Borrowing Limit
Debt Protection

Why Apply for a Personal Loan with Bethpage

Low Rates & No Closing Costs
Bethpage offers low personal loan rates with no closing costs or origination fees.
Extended Term Options
We offer a wider variety of term lengths, including 72 and 84 months, to help keep your payments low.
Highest Level of Service
Bethpage is here to help you through the process and answer all of your questions.
Putting Members First for 80 Years
We invest back in you with great rates and low fees. No matter where you live, you can become a member. [3]

Personal Loan Rates

Take advantage of Bethpage’s competitive rates and flexible terms:

Monthly Payment Examples

Term [2]Rate (APR) As Low As PaymentsMonthly PaymentTotal Amount Paid
12 months9.24%12$875.46 $10,505.41
24 months9.24%24$457.91 $10,989.79
36 months9.24%36$319.10 $11,487.61
48 months10.24%48$254.78 $12,228.95
60 months11.24%60$218.62 $13,117.08
72 months12.24%72$196.76 $14,166.36
84 months13.24%84$183.24 $15,391.89