Bethpage Federal Credit Union

[1] APR = Annual Percentage Rate. Rates and terms accurate as of –/–/—- and are subject to change without notice. All offers of credit are subject to credit approval; not all applicants will qualify for the lowest rate and may be offered credit at higher rates and other terms based on creditworthiness. Rates and payment examples assume excellent borrower credit history, a 60-month term and a loan-to value (LTV) of 90% or less. Minimum auto loan amount is $3,750. Rate applies to loan amounts up to a maximum of $100,000.

NEW AUTO LOAN. Loan rates and terms applicable to new vehicles only. New vehicles are defined as the current or previous model year vehicle with less than 5,000 miles. Payment Example: For a term of 60-months based on new car rate of 6.17% APR; estimated monthly payment of $19.41 per $1,000.00 borrowed.

All credit products are subject to credit and collateral approval. Rates, loan programs, terms, and conditions are subject to change without notice. Bethpage does not finance auto purchases from vehicle auction sites. Additional restrictions and limitations may apply. To obtain a loan product from Bethpage, membership is required by opening a minimum $5.00 share savings account prior to loan closing.

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[2] APY = Annual Percentage Yield.
Money Market Account Disclosures:
APY is accurate as of –/–/—- and is subject to change, including after account opening, without notice. The Money Market Account is a variable rate tiered account. The variable APY applies by balance tier such that if your daily balance is within a tier, then your entire balance will earn the corresponding APY. APYs and tiers are currently as follows: 0.10% APY for balances $0.00 to $499.99; 2.00% APY for balances $500 to $49,999.99; 2.00% APY for balances $50,000 to $99,999.99; 2.00% APY for balances $100,000 to $249,999.99; 2.00% APY for balances $250,000 to $499,999.99; and 2.00% APY for balances $500,000 and up. The required minimum balance to open account is $1.00. Fees may reduce earnings.

Youth Savings Account Disclosures:
APY is accurate as of –/–/—- and is subject to change, including after account opening, without notice. The Youth Savings Account is a variable rate tiered account. The variable dividend rate will be paid on the portion of the daily balance within each tier. Balances $5.00 to $1,000.00 will earn a 2.97% dividend rate and 3.00% APY. Balances $1,000.01 to $10,000.00 will earn a 0.35% dividend rate and 3.00% to 0.61% APY range. $10,000.00 balance is an illustrative example for APY computation purposes only. There is no maximum balance for the Youth Savings Account. The required minimum balance to open account and earn APY is $5.00. Fees may reduce earnings. Certain restrictions may apply.

12 Month Certificate Disclosures:
APY is accurate as of –/–/—- and is subject to change without notice. APY assumes all dividends remain in the certificate until maturity, and a withdrawal of dividends will reduce earnings. Penalties may be imposed for early withdrawal. The required minimum balance to open account and earn APY is $50.00. Fees may reduce earnings.

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