Save Now, Save Later With a Home Equity Line of Credit - 1.99% APR*
Need some help paying for college, home improvements or other large expenses? A Home Equity Line of Credit (HELOC) from Bethpage could be just the thing for you. With the best rates on Long Island, you’ll get the most out of your home’s equity. That means you can realize MORE of your dreams, today.
Many HELOC borrowers use their line of credit for:
- Home Improvements
- Educational Payments
- Bill Consolidation
- Personal Use
Getting a HELOC from Bethpage is easy, secure, and comes at a great rate. And because a HELOC works as a revolving line of credit, you’ll have the funds you need, when you need them, to help make those big changes in your life a success. Best of all, while the money is there when you need it, you only have to pay interest on what you actually use!
Why choose a Bethpage Home Equity Line of Credit?
Some of the advantages include:
- Great rates — 1.99% fixed APR* for one year, and prime for life thereafter
- Flexibility — Only use what you need, when you need it. Rather than receiving a large sum right up front or at a fixed rate, enjoy the flexibility of choosing how much and when you will borrow
- Possible tax deductions — Consult your tax adviser to determine eligibility to receive a tax deduction
- Lines up to $500,000**
- Little/no out-of-pocket expenses — You will have no out-of-pocket expenses with a HELOC from Bethpage
- Low initial draw
- Use only what you need when you need it
- Interest-only payments — For the first 10 years, enjoy interest-only payments
- Various advance options are available-cash, check or transfer
- Advance options — Get your money in cash, check or transfer
- Available in all states except Texas
- Interest only payments during the 10 year draw period