Personal

Certificates

Best for people who have large balances in a liquid account or are looking for higher dividends.
  • Fixed rates for terms up to 60-months.
  • Minimum deposit of $1,000 required to open.
  • Seven day grace period after maturity.
  • 39-Month Bump Up certificate allows you to “bump up” to get  a higher rate one time during the term if rates change.

ProductBethpage Annual Percentage Yield (APY)*LI Regional Bank Average APY^We beat the banks by:
3 MONTH CERTIFICATE0.40%0.12%233%
6 MONTH CERTIFICATE0.50%0.16%213%
12 MONTH CERTIFICATE0.60%0.24%150%
18 MONTH CERTIFICATE0.85%0.37%130%
24 MONTH CERTIFICATE1.05%0.39%169%
30 MONTH CERTIFICATE1.15%0.37%211%
36 MONTH CERTIFICATE1.35%0.50%170%
48 MONTH CERTIFICATE1.55%0.60%158%
60 MONTH CERTIFICATE1.65%0.83%99%

^Data is supplied by Datatrac Inc. as of 5/23/2013.

Data supplied by Datatrac. Rate shown is the average rate for the 10 largest banks in the Long Island, New York area, with a minimum balance of $10,000. Actual credit rates may be different.

 *APY = Annual Percentage Yield.

PLEASE NOTE: All calculations received by using the calculator tools on this page are estimates only. Please contact your loan advisor, tax advisor or a branch representative to determine all final payments or savings.

Money Management is about knowing how and where you are spending your money each day and how to plan and budget to save for tomorrow.

Visit the Advice and Planning, Money Management, to learn more...