[1] Free Checking is also known as Bonus Checking (herein referred to as “Free Checking”). Qualifying direct deposits must be received within three months of new Free Checking Account open date. An initial direct deposit of $100 or more will result in a $100 credit to the new Free Checking Account; an initial direct deposit of $25-$99 will result in a $25 credit to the new Free Checking Account. Applicable direct deposit bonus will be paid within two business days following the initial deposit. To be eligible to open a new Free Checking account for purposes of this offer, the member must not have an existing checking account in which the member is a primary account holder. Each of the promotional bonuses are considered interest and will be reported on IRS-Form 1099-INT. Taxes are the responsibility of the member. The promotional bonus offer may be withdrawn or charged at any time without prior notice. The promotion applies only in connection with opening a new Free Checking account and initiating a direct deposit as described herein. The promotion requires a membership share account in Bethpage Federal Credit Union, with a minimum balance of $5 and is subject to membership conditions. One bonus per person, per household.

[2] The owner of the ATM may impose a fee. Free ATMs must show Co-Op logo.