Skip breadcrumb


Bethpage Federal Credit Union:
2021 Youth/Young Adult Account Summer Sweepstakes

OFFICIAL RULES

NO PURCHASE OR PAYMENT NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. VOID WHERE PROHIBITED BY LAW OR REGULATION. PARTICIPANTS MUST BE 18 YEARS OF AGE OR OLDER AT THE TIME OF ENTRY. A PARTICIPANT MAY BE UNDER 18 YEARS OF AGE AT THE TIME OF ENTRY IF A PARENT OR LEGAL GUARDIAN SUBMITS AN ENTRY ON THEIR BEHALF.

The information you provide will only be used in accordance with the Bethpage Federal Credit Union ("Bethpage" or the "Sponsor") privacy policy, which may be viewed at https://www.bethpagefcu.com/privacy-policy.aspx.

1. SWEEPSTAKES DESCRIPTION: The Bethpage Federal Credit Union 2021 Youth/Young Adult Account Summer Sweepstakes (“Sweepstakes”) is a sweepstakes where entrants (or "participants") that are either: 1) new members who open a Youth Savings, a Youth Checking, a Young Adult Savings, or a Young Adult Checking Account; or 2) existing members without a Youth Savings, a Youth Checking, a Young Adult Savings, or a Young Adult Checking Account who open a Youth Savings, a Youth Checking, a Young Adult Savings, or a Young Adult Checking Account; or 3) existing members, new members, or nonmembers that submit a mailed entry during the entry period, as described below in Section 3 (entitled "How to Participate"), will be entered into the Sweepstakes for a chance to win a gift card (the “Prize”), as described below in Section 4 (entitled “Prizes and Approximate Retail Value”) through a random drawing from all eligible entrants.

The Sweepstakes entry periods are as follows:

The Sweepstakes entry period begins on Monday, July 12, 2021 at 12:00 a.m. Eastern Time (“ET”) and ends on Monday, September 6, 2021 at 11:59 p.m. ET. Bethpage will randomly select winners from all eligible entries submitted on Friday, September 17, 2021 by 5:00 p.m. ET.

Entry in the Sweepstakes does not constitute entry into any other promotion, giveaway or sweepstakes. By participating in the Sweepstakes, each participant unconditionally accepts and agrees to comply with and abide by these Official Rules and the decisions of Bethpage, 899 South Oyster Bay Road, Bethpage, NY 11714, whose decisions shall be final and legally binding in all respects.

2. ELIGIBILITY: This Sweepstakes is open to legal U.S. residents (excluding residents of Puerto Rico, U.S. Virgin Islands, Guam and other United States territories), who are eighteen (18) years of age or older at the time of entry. The Sweepstakes is also open to legal U.S. residents (excluding residents of Puerto Rico, U.S. Virgin Islands, Guam and other United States territories), who are under eighteen (18) years of age at the time their parent or legal guardian submits their entry on their behalf. A parent or legal guardian who submits an entry on behalf of a participant, who is under eighteen (18) years of age at the time of entry, is being deemed to have agreed to enter the participant in the Sweepstakes an agrees to comply and abide by these Official Rules and decisions of Bethpage on the participant’s behalf. Employees, officers and directors of Bethpage and its affiliated companies, subsidiaries, licensees, franchisees, distributors, dealers, sales representatives, their advertising and promotion agencies, any and all other companies associated with Bethpage or this Sweepstakes, immediate families (spouse, parents, children, siblings) and individuals living in the households of such persons are not eligible to participate. Eligibility is subject to all federal, state, provincial and local laws and regulations.

The Sweepstakes is void where restricted or prohibited by law.

3. HOW TO PARTICIPATE (July 12, 2021 — September 6, 2021):

Participants may enter the Sweepstakes in one of two (2) ways.

(a) If you are a new member or existing member (who did not have an existing Youth/Young Adult account) and who opens a Youth Savings, Youth Checking, Young Adult Savings, or Young Adult Checking Account, you will be entered automatically via account opening.

(b) To enter the Sweepstakes without opening a Youth Savings, a Youth Checking, a Young Adult Savings, or a Young Adult Checking Account, hand print your full name, address, zip code, evening telephone number, date of birth and email address on a plain piece of 3"x 5" paper, and mail it with a self-addressed, stamped envelope with first-class postage affixed during the Entry Period to: Bethpage, Marketing Department — Bethpage Federal Credit Union 2021 Youth/Young Adult Summer Sweepstakes Entry, 899 S. Oyster Bay Road, Bethpage, NY I l 714.

All entries, regardless of method of entry, must be received by 11:59 p.m. ET on Monday, September 6, 2021.

Bethpage will determine in its sole discretion, what constitutes a valid entry. All materials submitted become the property of Bethpage and will not be returned or acknowledged.

Participants, who are the tax reported owners, will only be entered once in the Sweepstakes, regardless of how many Bethpage Youth Savings, Youth Checking, Young Adult Savings, or Young Adult Checking accounts the participants open. If the participant, who is the tax reported owner, is under the age of eighteen (18), the joint owner, who is the participant’s parent or legal guardian, is not eligible to be entered in the Sweepstakes. Additional entries will be disqualified. Edited entries will be disqualified. All entries are subject to verification and approval by Bethpage. Entries that do not meet the requirements, or otherwise do not comply with the Official Rules herein, will be disqualified.

Bethpage will determine, in its sole discretion, what constitutes a valid entry. All materials submitted become the property of Bethpage and will not be returned or acknowledged.

Entry Notes: Tampering with the entry process or operation of the Sweepstakes is prohibited and any entries deemed by Bethpage, in its sole discretion, to have been submitted in this manner will be void. In the event a dispute regarding the identity of the individual who actually submitted an entry cannot be resolved to Bethpage’s satisfaction, the affected entry will be deemed ineligible. By entering, all participants and/or entrants release Bethpage from, and against, all claims and damages arising in connection with each entrant’s participation and/or entry in the Sweepstakes and/or his/her receipt or use of the prize awarded in the Sweepstakes.

Bethpage is not responsible for problems downloading or uploading of any Sweepstakes-related information to or from the website or for any other technical malfunctions of electronic equipment, computer on-line systems, servers, or providers, computer hardware or software failures, phones lines, failure or any electronic mail.

4. PRIZE AND APPROXIMATE RETAIL VALUE (“ARV”):Below is a list of Prizes and the respective odds:

Prizes and ARV Number of Prizes Odds
$500 Gift Card 5 Odds of winning Prize depend on the number of valid entries submitted during the Entry Period.
$250 Gift Card 5 Odds of winning Prize depend on the number of valid entries submitted during the Entry Period.
$100 Gift Card 5 Odds of winning Prize depend on the number of valid entries submitted during the Entry Period.


A total of fifteen (15) Prizes will be awarded. The total ARV of all fifteen (15) Prizes is $4,250. Winners will be chosen in a random drawing containing all eligible entries received during the Entry Period. Winners are subject to verification and compliance with these Official Rules. Other conditions and restrictions may apply.

Federal, state, local taxes and expenses relating to the acceptance and use of the Prize are the sole responsibility of each winner. 1099 Tax forms may be provided to the winners at the end of the tax year, when forms are available.

5. WINNER NOTIFICATION: Conduct of the Sweepstakes is under the supervision of Bethpage. If the winning entry is submitted via opening a Youth Savings, a Youth Checking, a Young Adult Savings, or a Young Adult Checking Account, and the winner is over the age of eighteen (18) at the time of entry, the winner will be notified via, email, phone, or express mail using the contact information provided at the time the eligible account is opened. If the winning entry is submitted via opening a Youth Savings, a Youth Checking, a Young Adult Savings, or a Young Adult Checking Account, and the winner is under the age of eighteen (18) at the time of entry, the joint owner, who is the winner’s parent or legal guardian will be notified via email, phone, or express mail, using the joint owner’s contact information provided at the time the eligible account was opened. If the winning entry is submitted via postage mail, the winner will be notified via email, phone, or express mail using the contact information provided at the time of entry. The notice provided by Bethpage pursuant to this paragraph is the “Notification.”

Winners are required to sign and return (except where prohibited) a notarized Affidavit of Eligibility and Liability/Publicity Release and a W-9 tax form (the "Paperwork") within fourteen (14) days of the Notification in order to be awarded the Prize. If any winner is under the age of eighteen, the Paperwork must be completed and signed by his/her parent or legal guardian and the Prize will be delivered to the minor's parent/legal guardian and awarded in the name of parent/legal guardian. After verification of the Paperwork, winners will be mailed the Prize. Bethpage shall have no liability for any Prize winner notification, or Prize that is lost, intercepted, or not received for any reason. If the Prize winner cannot be reached within two (2) days from the first Notification attempt, fails to return the Paperwork within fourteen (14) days of the first Notification attempt, is found to be ineligible, does not comply with the Official Rules, declines a Prize for any reason prior to the award, if the Prize is returned or unclaimed, or if the Notification is returned as undeliverable, such Prize winner will forfeit his or her Prize, as well as be disqualified, and an alternate Prize winner may be selected from all remaining eligible entries. In no event will more than the stated number of Prizes be awarded.

6. GENERAL RULES; PUBLICITY RELEASE/ASSIGNMENT OF RIGHTS: By participating and/or receiving the Prize, entrants agree to be bound by these Official Rules and the decisions of Bethpage, which shall be final and binding in all respects. Entrant affirms that he or she is eighteen (18) years of age or older and has the right to contract their own name. The parent or legal guardian of an entrant under the age of eighteen (18) years of age affirms they are contracting their name on behalf of the minor.

Winners, all entrants and parents/legal guardians, as a condition of entry into the Sweepstakes, agree to release Bethpage from and against any and all liability, claims, or actions of any kind whatsoever for injuries, damages, or losses to persons or property which may be sustained in connection with participating in any aspect of the Sweepstakes, the receipt, ownership or use of the Prize awarded or any typographical or other error in these Official Rules or the announcement of offering the Prize.

Entry in the Sweepstakes constitutes entrants’ permission for Bethpage to use entrants’ entry materials, name, photograph, likeness, voice, biographical information, statements and complete address (collectively, the “Attributes”) for advertising, publicity, and trade purposes worldwide and in all forms of media now known or hereafter devised, in perpetuity, without further compensation or authorization (except where prohibited by law), and releases Bethpage from all claims arising out of the use of such Attributes. Acceptance of any Prize constitutes Prize winner's permission for Bethpage to use the Prize winner's name, photograph, likeness, voice, biographical information, statements and complete address (collectively, the "Attributes") for advertising, publicity and trade purposes worldwide and in all forms of media now known or hereafter devised, in perpetuity, without further compensation or authorization (except where prohibited by law) and releases Bethpage from all claims arising out of the use of such Attributes. Winners will be required to complete and sign Affidavits of Eligibility, a Liability/Publicity Release, and a W-9 tax form in order to claim Prizes as described in Section 5 herein.

7. DISQUALIFICATION: Bethpage reserves the right in its sole discretion to disqualify any individual that tampers or attempts to tamper with the entry process or the operation of the Sweepstakes; acts in an unsportsmanlike or disruptive manner or with the intent to disparage, annoy, abuse, threaten or harass any other person, or is suspected of fraud or commits fraud. Any attempt by any person to deliberately undermine the legitimate operation of the Sweepstakes may be a violation of criminal and civil law, and should such an attempt be made, Bethpage reserves the right to seek damages and any other remedies from any such person to the fullest extent permitted by law. No incomplete, forged, software-generated or other automated multiple entries will be accepted.

8. TERMINATION AND MODIFICATION: Bethpage reserves the right to terminate or modify this Sweepstakes without prior notice for any reason, including (but not limited to) if, for any reason, the Sweepstakes does not take place, the Sweepstakes is not capable of running as planned, including infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, legal prohibition, or any other causes beyond the control of Bethpage which corrupt or affect the administration, security, fairness, integrity or proper conduct of the Sweepstakes, or any other reason whatsoever. If such termination occurs, Bethpage reserves the right to award the Prizes (as applicable) from among all eligible entries received by the end of the day prior to cancellation, or not to award any Prizes.

9. SURVIVAL: The invalidity or unenforceability of any provision of these Official Rules shall not affect the validity or enforceability of any other provision. In the event that any provision is determined to be invalid or otherwise unenforceable or illegal, these Official Rules shall otherwise remain in effect and shall be construed in accordance with their terms as if the invalid or illegal provision were not contained herein. Bethpage's failure to enforce any term of these Official Rules shall not constitute a waiver of that provision.

10. LIMITATION OF LIABILITY: Winners, all participants and parents/legal guardians, as a condition of entry into the Sweepstakes and/or receipt of a Prize, agree to release and hold harmless Bethpage, its affiliates and related individuals from and against any and all liability, claims or actions of any kind whatsoever for injuries, damages, or losses to persons or property which may be sustained in connection with participating in any aspect of the Sweepstakes, the receipt, ownership or use of a Prize awarded or any typographical or other error in these Official Rules or the announcement of offering of the Prize. Bethpage assumes no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, or theft. Bethpage shall have no liability for any entries that are lost, late, damaged, illegible, misdirected, intercepted or not received for any reason, electronic or human error which may occur in processing of entries in the Sweepstakes, and the use of any Prize.

11. DISPUTES: Except where prohibited, entrants agree that: (I) any and all disputes, claims and causes of action arising out of or connected with this Sweepstakes or any Prize awarded shall be resolved individually, without resort to any form of class action, and exclusively by the appropriate federal or state court of the state of New York; (2) any and all claims, judgments and awards shall be limited to actual out-of-pocket costs incurred, including costs associated with entering this Sweepstakes, but in no event attorneys' fees; and (3) unless otherwise prohibited, under no circumstances will participant be permitted to obtain awards for, and participant hereby waives all rights to claim, indirect, punitive, incidental and consequential damages and any other damages, other than for actual out-of-pocket expenses, and any and all rights to have damages multiplied or otherwise increased.

All issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules, or the rights and obligations of the entrant and Bethpage in connection with the Sweepstakes, shall be governed by, and construed in accordance with, the laws of the State of New York, without giving effect to any choice of law or conflict of law rules (whether of the State of New York or any other jurisdiction), which would cause the application of the laws of any jurisdiction other than the State of New York.

12. DATA COLLECTION: Bethpage collects personal information from participants when they enter the Sweepstakes for use in administration of the Sweepstakes. Bethpage and its Sweepstakes partners reserve the right to provide Sweepstakes participants who are over the age of eighteen (18) with Sweepstakes emails and information regarding Bethpage products or services ("Sweepstakes Materials"), unless the participant opts out of receiving such materials (or has already opted out as a current member of Bethpage).

If you are an existing member or new member of Bethpage who is eighteen (18) or older and enter the Sweepstakes by automatic entry, you will have the opportunity to consent to receive Sweepstakes Materials. If you are a existing member or new member of Bethpage and you are under the age of eighteen (18) and enter the Sweepstakes by your parent or legal guardian’s entry on your behalf, you will not receive Sweepstakes Materials. If you are an existing member, new member or non-member at Bethpage and enter the Sweepstakes by mail in entry, you may opt out of receiving Sweepstakes Materials by affirming on the mailed 3x5 entry card that you do not want to receive these materials.

Consenting to receive such emails and information is optional, and is not necessary to enter or win this Sweepstakes, nor will it increase or improve your chances of winning. The information collected is subject to Bethpage's Privacy Policy located at https://www.bethpagefcu.com/privacy-policy.aspx.

13. SPONSOR: The Sweepstakes is sponsored by Bethpage Federal Credit Union, 899 S. Oyster Bay Road, Bethpage, New York 11714.

You understand that you are providing your information to Bethpage, and the information you provide will only be used in the event you are a winner or if you have indicated that you would like to receive additional information from Bethpage.

14. WINNERS LIST: To obtain the names of the Prize winners, send a self-addressed stamped envelope to: Bethpage Federal Credit Union, Marketing Department — Bethpage Federal Credit Union 2021 Youth/Young Adult Account Summer Sweepstakes, 899 South Oyster Bay Road, Bethpage, NY 11714. All such requests must be received by November 15, 2021, at 5:00 p.m. ET.