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Open An Account

Select an account that meets your needs.


Free Checking Accounts

All of our Checking accounts have NO minimum balance requirement or monthly fees.1

Savings Accounts

All of our Savings accounts have NO monthly fees.1 Open with as little as $5.

Money Market Accounts

Best for anyone who wants a higher rate of interest while maintaining access to their savings.

Money Market Accounts

Best for anyone who wants a higher rate of interest while maintaining access to their savings.

Certificate Accounts

Fixed rates for terms up to 60 months with only a $50 minimum deposit.

3 Month APY
6 Month APY
12 Month APY
18 Month APY
24 Month APY
30 Month APY
36 Month APY
39 Month Bump-Up[5] APY
48 Month APY
60 Month APY
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Certificate Accounts

Fixed rates for terms up to 60 months with only a $50 minimum deposit.

  • Many certificate terms available.
  • Start with as little as $50.
  • Seven-day grace period after maturity to renew or change account.
  • Save with confidence - all deposits are federally insured by the NCUA**.
3 Month APY
6 Month APY
12 Month APY
18 Month APY
24 Month APY
30 Month APY
36 Month APY
39 Month Bump-Up[5] APY
48 Month APY
60 Month APY
Already a member?
Sign in to open

Become a member

Ready to experience our great rates and service? Have a loan you applied for? You'll need to become a member of Bethpage now by simply opening a $5 savings account.

1 Fees associated with insufficient funds will apply as necessary.

2 Bethpage Bonus Checking Annual Percentage Yield (APY) is % effective and is subject to change without notice. Interest will be posted monthly for each month that member is signed up for Online Banking with eStatements, receives direct deposit and makes 10 point-of-sale debit card transactions.

3 Minors under the age of 15 need parental consent for these features.

4 Annual Percentage Yield (APY) effective and is subject to change without notice. Additional verification may be requested for account opening. Program  and terms subject to change. 2.00% APY is earned on balances up to $1,000, balances higher than $1,000 earn .35% APY. $5 minimum balance to open. Fees or other conditions could reduce earnings. Consumer accounts only. Certain restrictions may apply. At the age of 21, Savings accounts are automatically converted to a basic savings account and checking accounts are automatically converted to an adult checking account.

5 39-Month Bump Up Certificate - The bump-up certificate has a 39-month term and includes an option that allows you to increase or "bump-up" the dividend rate once during the term to the current dividend rate in effect for a 36-month certificate. At the end of the 39-month bump up maturity term, whether or not you elected the bump-up option, your certificate will automatically renew for a term of 36 months at the prevailing rate in effect for a 36 month certificate with no "bump up (increase) feature.