1 Fees associated with insufficient funds will apply as necessary.
2 Bethpage Bonus Checking Annual Percentage Yield (APY) is % effective and is subject to change without notice. Interest will be posted monthly for each month that member is signed up for Online Banking with eStatements, receives direct deposit and makes 10 point-of-sale debit card transactions.
3 Minors under the age of 15 need parental consent for these features.
4 Annual Percentage Yield (APY) effective and is subject to change without notice. Additional verification may be requested for account opening. Program and terms subject to change. 2.00% APY is earned on balances up to $1,000, balances higher than $1,000 earn .35% APY. $5 minimum balance to open. Fees or other conditions could reduce earnings. Consumer accounts only. Certain restrictions may apply. At the age of 21, Savings accounts are automatically converted to a basic savings account and checking accounts are automatically converted to an adult checking account.
5 39-Month Bump Up Certificate - The bump-up certificate has a 39-month term and includes an option that allows you to increase or "bump-up" the dividend rate once during the term to the current dividend rate in effect for a 36-month certificate. At the end of the 39-month bump up maturity term, whether or not you elected the bump-up option, your certificate will automatically renew for a term of 36 months at the prevailing rate in effect for a 36 month certificate with no "bump up (increase) feature.