* No purchase or payment necessary to enter or win. A purchase will not increase your chances of winning. Void where prohibited by law or regulation. Participants must be 18 years of age or older at the time of entry. A participant may be under 18 years of age at the time of entry if a parent or legal guardian submits and entry on his/her behalf. The Bethpage Federal Credit Union 2021 Youth/Young Adult Account Summer Sweepstakes (“Sweepstakes”) is geographically open to legal U.S. residents (excluding residents of Puerto Rico, U.S. Virgin Islands, Guam and other United States territories). The Sweepstakes begins on Tuesday, July 6, 2021 at 12:00 a.m. Eastern Time (“ET”) and ends on Tuesday, August 31, 2021 at 11:59 p.m. ET (“Entry Period”). Odds of winning a prize depend on the number of valid entries submitted during the Entry Period. A total of fifteen (15) gift cards (collectively, the “Prizes”) will be awarded, which consists of the following: five (5) $500 gift cards; five (5) $250 gift cards; and five (5) $100 gift cards. The total approximate retail value of all the Prizes is $4,250. Limit one (1) entry per participant. For official Sweepstakes rules and how to enter, visit lovebethpage.com/rules. Federal, state and local taxes and expenses relating to the acceptance and use of the prize are the sole responsibility of each winner. 1099 Tax forms may be provided to the winners at the end of the tax year, when forms are available.
1 Fees associated with insufficient funds will apply as necessary.
2 Bethpage Bonus Checking Annual Percentage Yield (APY) is % effective and is subject to change without notice. Interest will be posted monthly for each month that member is signed up for Online Banking with eStatements, receives direct deposit and makes 10 point-of-sale debit card transactions.
3 Minors under the age of 15 need parental consent for these features.
4 Annual Percentage Yield (APY) effective and is subject to change without notice. Additional verification may be requested for account opening. Program and terms subject to change. 2.00% APY is earned on balances up to $1,000, balances higher than $1,000 earn .35% APY. $5 minimum balance to open. Fees or other conditions could reduce earnings. Consumer accounts only. Certain restrictions may apply. At the age of 21, Savings accounts are automatically converted to a basic savings account and checking accounts are automatically converted to an adult checking account.
5 39-Month Bump Up Certificate - The bump-up certificate has a 39-month term and includes an option that allows you to increase or "bump-up" the dividend rate once during the term to the current dividend rate in effect for a 36-month certificate. At the end of the 39-month bump up maturity term, whether or not you elected the bump-up option, your certificate will automatically renew for a term of 36 months at the prevailing rate in effect for a 36 month certificate with no "bump up (increase) feature.