Now everyone can bank at Bethpage.

**APR=Annual Percentage Rate. Rates and terms accurate as of . The introductory rate will be 2.99% APR or 4.99% APR, depending on creditworthiness. Introductory rate is good for 12 months from the date that your new credit card account is opened on balance transfers and purchases; does not apply to cash advance. There is a 3% or $5 minimum transaction fee for cash advance transactions. After 3 late payments the introductory rate no longer applies. Valid for new credit cards only. After this promotion period, your APR will be 10.15 % - 24.15 %, based on creditworthiness. Membership conditions may apply. Rates and terms subject to change without notice. Other rates and terms available. All offers of credit are subject to credit approval; applicants may be offered credit at higher rates and other terms. The maximum ANNUAL PERCENTAGE RATE will not exceed 18.00%, or the rate permissible under the Federal Credit Union Act, whichever is less.

***Annual Percentage Yield (APY) effective and is subject to change without notice. Dividends are compounded daily, from day of deposit to day of withdrawal. Fees or other conditions could reduce earnings. Minimum balance to open account and certain restrictions may apply. Account activity restrictions may apply. $50.00 minimum balance to open account and earn APY unless otherwise noted. Penalties may be imposed for early withdrawal. APY assumes dividends remain in the Certificate. Membership conditions may apply.

† Bethpage Bonus Checking Annual Percentage Yield (APY) is % effective and is subject to change without notice. Interest will be posted monthly for each month that member is signed up for Online Banking with eStatements, receives direct deposit and makes 10 point-of-sale debit card transactions.