Why Bethpage?
We’re a credit union, not a bank. Which means your needs come first, not stockholders; because there are none. We invest back in you by offering great rates and low fees.
Bethpage High-Yield Savings Account
Earn 5.35% APY[3] on any balance
Set a savings goal and we'll help you get there!
- No minimum balance required to open account
- $10 Monthly Maintenance Service Charge (waived with an average daily balance for the month of $1,000 or more)
- Available to consumer members 18 and older
Bethpage 9-Month Certificate
Earn 5.40% APY[3]
A Bethpage Certificate Account is designed to increase your savings in a secure and predictable way.
- Fixed dividend rate for the term of the product.
- Start with as little as $50.
More Bethpage products you’ll love.
- 0.40% APY with required activities[4]
- Mastercard® Contactless Debit Card with access to over 30,000 surcharge-free ATMs nationwide through the Co-op ATM Network[5]
- Mastercard® Contactless Debit Card with access to over 30,000 surcharge-free ATMs nationwide through the Co-op ATM Network[5]
- Parent/guardian joint owner is required for ages 17 and under
- Access your money anytime and anywhere with Online and Mobile Banking
- ATM Card with access to over 30,000 surcharge-free ATMs nationwide through the Co-op ATM Network[5]
- Deposits can be made through Direct Deposit, payroll deduction or automatic transfer from other accounts.
- 5.00% APY on balances up to $1,000[6]
- ATM Card with access to over 30,000 surcharge-free ATMs nationwide through the Co-op ATM Network[5]
- Parent/guardian joint owner is required for ages 17 and under
Apply online for loans that fit your life.
With competitive rates and various loan options, Bethpage helps individuals and families turn homeownership dreams into reality.
With a HELOC from Bethpage you can tap into your home’s equity for home renovations, major life expenses, debt consolidation, and more.
With competitive rates, flexible terms, and a straightforward application process, Bethpage makes it easy for members to finance their vehicle purchases.
Become a member.
Ready to experience our great rates and excellent service? Become a Bethpage member by simply opening a $5 savings account.[2]
Important Information
[1] 87.7% member satisfaction as per YTD MSAT January 2023 through December 2023 with 25,340 surveys.
[2] To obtain access to the advertised financial products and services offered by Bethpage, membership is required, which is subject to approval and requires opening and maintaining a $5 Savings Account. Must be a US citizen or permanent resident alien.
[3] 9-Month Certificate Account. APY = Annual Percentage Yield. APY is accurate as of and subject to change. APY assumes all dividends remain in the certificate until maturity, and a withdrawal will reduce earnings.
Penalties may be imposed for early withdrawal. $50 minimum balance to earn APY and to open account. Fees may reduce earnings.
[4] Free Checking Account. APY = Annual Percentage Yield. APY is accurate as of and is subject to change, including after account opening, without notice. APY will apply for each month that the member (i) is enrolled in online banking with eStatements, (ii) receives a direct deposit into the Free Checking account, and (iii) makes 10 point-of-sale debit card transactions from the Free Checking account. Qualifying transactions must post to the Free Checking account by the last day of the month. If qualifying requirements are not met in any given month, then the Free Checking account will not earn dividends and 0.00% APY. There is no minimum balance requirements to earn APY and to open account.
[5] Surcharge-free ATMs through the Co-op ATM Network must show Co-op ATM logo. ATM transactions performed at ATMs outside of the Co-op ATM Network may be subject to the ATM owner’s fee. Please visit our ATM Locator for a list of surcharge-free ATMs.
[6] Student Savings Account. APY = Annual Percentage Yield. APY is accurate as of xx/xx/xxxx and subject to change, including after account opening, without notice. The Student Savings account is a variable rate tiered account. Balances $0.00 to $1,000.00 earn 5.00% APY and 4.91% dividend rate. Balances $1,000.01 to $10,000.00 earn 5.00% to 1.39% APY range and 1.00% dividend rate. $10,000.00 balance is an illustrative example for APY computation purposes only. There is no maximum balance for Student Savings accounts. The dividend rate is paid on the portion of the daily balance within each balance tier. The required minimum balance to open account is $5.00.
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