Bethpage Free Checking

Opening a free checking account with Bethpage is easy and should only take you about 5 minutes!

Before you get started make sure you have the following available:

1. Your Social Security Number
2. Your Driver's License or Government Issued ID for identity verification
3. Your joint owner so they can provide their information as well

A one-time, $5.00 deposit into a Bethpage savings account will also be required.

Depositing a check is simple and can be done:

• At a Bethpage Federal Credit Union ATM
• At your local Bethpage Federal Credit Union branch
• Using the Check Deposit feature through the Bethpage mobile app or online banking
• At a shared branch

A Shared Service branch is a Bethpage or other credit union branch that participates in a network that allows members to walk into a credit union location that displays the CO-OP logo. At these designated locations you will be able to deposit or cash checks, make a withdrawal or make a loan payment.

Shared Branches give members thousands of convenient locations to perform basic transactions. Whether you are at work, home, or your favorite travel destination, you will have the ability to get the service you need.

To find your nearest shared branch location, use our branch locator.

Anywhere you see the CU Service Center Logo you can conduct a range of transactions, such as:

• Make deposits, withdrawals and transfers.
• Obtain account histories.
• Cash checks.
• Make loan payments.
• Buy travelers checks and money orders.
• Use the ATM's surcharge free.

To avoid ATM fees, look for the CO-OP logo. With over 30,000 ATMs nationwide, these are free for Bethpage members to use regardless of the institutional name on the ATM.

You can also use ATMs outside the Bethpage/Co-Op network. If you do, the owner of the ATM may charge you a fee at the time of transaction, but we won't.

We want you to make the most out of your Free Checking account.

To earn interest, each month, you'll need to:

• Receive a Direct Deposit into your Bethpage checking account
• Use your Bethpage Debit Card for 10 purchases
• Reduce your clutter by signing up for eStatements

Yes, all Bethpage Federal Credit Union accounts are insured up to $250,000 through the National Credit Union Administration (NCUA).

The National Credit Union Administration is the independent federal agency created by the United States Congress to regulate, charter, and supervise federal credit unions.

The NCUA operates the National Credit Union Share Insurance Fund (NCUSIF) to protect accounts at federally insured credit unions (like Bethpage) for up to $250,000. The NCUA's share insurance coverage is similar to the deposit insurance coverage offered by the Federal Deposit Insurance Corporation (FDIC), which insures bank deposits.