Features

Looking for a great way to save, earn higher returns and have the flexibility to make deposits or withdrawals any time? A Bethpage Money Market account could be what you’re looking for.

  • Start with as little as $500
  • Access your money any time
  • Save with confidence, all deposits are federally insured by the NCUA**

Product Rates

Account Balance Annual Percentage Yield
$500 - $24,999 %*
$25K - $49,999 %*
$50K + %*

Bethpage's Rates Beat The Banks

When you save with a Bethpage Money Market account, your money will earn more than at the banks.

  • %
    APY

    Bethpage

  • 0.15%

    Regional Average

  • 0.10%

    TD Bank

  • 0.04%

    Citibank

  • 0.01%

    Chase

Rates supplied by Datatrac Corporation are accurate as of . Rates shown are the average rates for the largest banks in the NY area. ∞$1,000 minimum balance required.

Estimate Your Earnings

Use the sliders in our calculator below to quickly estimate the growth of your investment.

Mouse slider
ACCOUNT
BALANCE

$500 - $24,999

% APY

$25k - $49,999

% APY

$50,000+

% APY
Value: $
INVESTMENT
PERIOD
12
mo
24
mo
36
mo
48
mo
60
mo
FUTURE
VALUE
$8,125
INTEREST
EARNED
$125


All calculations received by using the calculator tools on this page are estimates only.

FAQs

We have the answers you need for the questions you have.

How do I open a Money Market Account?

You’re just a few clicks away from getting started! and Apply Now.

Before you get started make sure you have the following available:

  1. Your Social Security Number
  2. Your Driver's License or Government Issued ID for identity verification
  3. Your joint owner so they can provide their information as well

A one-time, $5.00 deposit into a Bethpage savings account is also required.

How can I deposit checks?

Depositing a check is simple and can be done:

  • At a Bethpage Federal Credit Union ATM
  • At your local Bethpage Federal Credit Union branch
  • Using the Check Deposit feature through the Bethpage mobile app or online banking
  • At a shared branch
What is a shared branch location and how do I find one?

A Shared Service branch is a Bethpage or other credit union branch that participates in a network that allows members to walk into a credit union location that displays the CO-OP logo. At these designated locations you will be able to deposit or cash checks, make a withdrawal or make a loan payment.

Shared Branches give members thousands of convenient locations to perform basic transactions. Whether you are at work, home, or your favorite travel destination, you will have the ability to get the service you need.

To find your nearest shared branch location, use our branch locator.

Is my Money Market account insured?

Yes, all Bethpage Federal Credit Union deposit accounts are insured up to $250,000 through the National Credit Union Administration (NCUA)**.

What is the difference between NCUA and FDIC insurance?

The National Credit Union Administration is the independent federal agency created by the United States Congress to regulate, charter, and supervise federal credit unions.

The NCUA operates the National Credit Union Share Insurance Fund (NCUSIF) to protect accounts at federally insured credit unions (like Bethpage) for up to $250,000. The NCUA's share insurance coverage is similar to the deposit insurance coverage offered by the Federal Deposit Insurance Corporation (FDIC), which insures bank deposits.

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Looking for more information?

Check out our Help Center.

Other Account Options

We have other accounts with great rates that can help you achieve your financial goals.

Why Bethpage?

We're a credit union, not a bank. Which means your needs come first, not shareholders, because there are none. We invest back in you by delivering better rates and low fees.

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We are the largest credit union in the Northeast, serving members for 75+ years.

icon blue success

High member satisfaction, over 80%

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Over 300,000 members served every day

Voted “Best Place to Bank in New York” by Money Magazine, Bethpage is proud of this and several other recognitions we received in 2017.

My Money 101

Learn about savings goals and smart habits to help you save for the future.

Whether you want to learn the banking basics, or increase your financial know-how, My Money 101 has something for you! These free interactive learning tutorials are quick, easy and packed with information to help you reach your financial goals.

LEARN MORE

Quick and easy
5-10 minute tutorials.

Mobile friendly
Learn on-the-go; on your schedule.

For everyone
You don't have to be a member.

*APY = Annual Percentage Yield. Rates current as of and are subject to change, including after account opening without notice. The Money Market account is a variable rate tiered account with minimum balances required to earn the corresponding APY for each tier: Tier 1 - $500, Tier 2 - $25,000, Tier 3 – $50,000. The current APY is % for all three tiers. Balances less than $500 will earn the dividend savings account rate, currently 0.20% APY. Tier bands are based on the daily ending balance. Dividends are compounded and credited monthly. Fees could reduce earnings. APY assumes dividends remain in the account. Activity restrictions apply.

**The National Credit Union Administration (NCUA) share insurance coverage applies to each share owner, per insured credit union, for each ownership category.

***From MONEY® Magazine, November 2017 © 2017 Time Inc. Used under license. MONEY® and Time Inc. are not affiliated with, and do not endorse products or services of, Bethpage Federal Credit Union.