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1-800-628-7070          Routing #: 221473652

Youth Checking for ages 15-17Free checking designed for high school students and teens.

$0 dollar checking account

Open a checking account with as little as $0

zero minimum balance

Zero minimum balance, no maintenance fees $0

Free Bethpage Debit Card

Free Bethpage
Debit Card FREE

Help your teen become “money-smart” with a Youth Checking account from Bethpage.

  • Free checking with no monthly maintenance fees
  • Get cash at one of the 30,000+ surcharge-free ATMs
  • Parental monitoring with joint owner accounts
  • Make money transfers for weekly allowance, completing chores and one-time expenses
  • Free checks
† Surcharge free ATM's & shared branches are available nationwide through the CO-OP Financial Service network. Look for these logos:
Shared Locations
Family learning together

Learn to pay, make deposits, track spending and
create savings goals together

Pay for things with a free Bethpage Debit Card.

Buy lunch, books or school supplies without carrying cash.

Deposit birthday and holiday checks with Mobile Check Deposit.*

It’s as simple as signing your check and snapping a photo. Plus, it saves you a trip to the branch or ATM.

Set savings goals with your teen and help them learn how to budget.

Teach them why budgeting is important for reaching their goals, like buying a car. Show them how to track their saving and spending along the way.

Keep tabs on balances and spending.

It’s super easy via Text, Email and Push Notifications.

FAQs

For Students For Parents

Do I get my own debit card with my Youth Checking Account?

Yes, you will receive a free Student Mastercard® Debit Card.

What should I do if I lose my debit card?

If your debit card is lost or stolen, contact Bethpage immediately.
• Inside the US: Call 866-820-2847.
• Outside the US: Call 516-349-6888.

If you need a new debit card today, please visit your local Bethpage branch.

Where can I find a surcharge-free ATM?

Bethpage is part of the CO-OP Financial Service network, which allows you to access your money from 30,000 surcharge-free ATMs nationwide. Many CO-OP ATMs are conveniently located in local stores, like 7-Eleven and CVS. Just look for the CO-OP ATM logo on participating ATMs or click here to find one near you.
Shared Locations

What happens when a Youth Checking Account holder reaches the age of 18?

At the age of 18, a Youth Checking Account will automatically convert to a Young Adult Checking Account. At that time, new debit cards will be issued to the account holders.

Can I utilize online and telephone banking with a Youth Checking Account?

Online and telephone banking are available to children under the age of 18 with parental permission.

Does a Youth Checking Account have a minimum balance requirement and/or any monthly maintenances fees?

A Youth Checking Account has no monthly maintenance fees and no minimum balance requirement.

Is a Youth Checking Account insured?

Yes, all Bethpage Federal Credit Union deposit accounts are insured up to $250,000 through the National Credit Union Administration (NCUA). The NCUA share insurance coverage applies to each share owner, per insured credit union, for each ownership category. For more information on NCUA’s share insurance, please visit this link or call toll-free 1-800-755-1030, option 1.

Is my child eligible for a Youth Checking Account?

Anyone between the ages of 15-17 is eligible to open a Youth Checking Account. To open a Youth Checking Account, your child must establish membership by opening a $5 minimum Savings Account.

What happens when a Youth Checking Account holder reaches the age of 18?

At the age of 18, a Youth Checking Account will automatically convert to a Young Adult Checking Account. At that time, new debit cards will be issued to the account holders.

Does a Youth Checking Account have a minimum balance requirement and/or any monthly maintenance fees?

A Youth Checking Account has no monthly maintenance fees and no minimum balance requirement.

How can I transfer money to my child’s Bethpage Student Checking Account?

You can transfer money from your Bethpage account to your child’s Youth Checking Account within Online Banking. For step-by-step instructions on how to make a member-to-member transfer in Online Banking, watch our How-To Tutorial