What is an FHA-Insured Loan?

FHA loans are insured by the Federal Housing Administration, a federal government agency.


These loans help make mortgage financing available to individuals by requiring limited down payment resources and less restrictive credit standards.

Why should I consider an FHA-Insured mortgage loan?

  • Great credit union rates, and low fees
  • Less restrictive credit score requirements
  • Purchase and refinance available
  • Buy a primary residence with as little as 3.5% down
  • Gift funds acceptable
  • Seller and lender contributions allowed
  • Refinance up to 97.75% of your primary home’s value
  • 30 and 15-year term options