Since there is no collateral, qualifying for a personal loan is ultimately determined by your credit history, income, other debt obligations and monthly cash flow.
Apply Now to see if you qualify.
Most lenders, including Bethpage, perform a “soft” credit inquiry to show you prequalified offers. This allows you to compare each lender’s offerings without affecting your credit score.
Documentation is needed to help verify your identity and income including:
• Driver’s license or another form of identification
• Pay stubs and/or bank statements
How much you can borrow depends on your personal financial situation. A Bethpage Personal Loan typically ranges from $1,000 - $15,000 and has re-payment terms of 12 months to 84 months. The higher your credit score and income the more you can potentially borrow.
Often in as little as 1-2 days. Once you have submitted all the conditions for the loan - in some instances you can get the money the same day.
We can send you a lump-sum check or deposit it right to your Bethpage account.