Bethpage offers unsecured personal loans and personal lines of credit for which no collateral is needed. Our unsecured products provide members with access to funds fast with maximum flexibility. These products can help to consolidate debt or finance large purchases.

Unsecured Personal Loan*

• Loans amounts up to $35,000
• Maximum 5 year term
• Variable rate product
• Use for bill consolidation or large purchases
• No application fee

Unsecured Personal Line of Credit**

• Loan amounts up to $35,000
• Revolving line of credit
• Pay only on what you borrow
• Variable rate, open ended loan
• Can be set up as overdraft on checking
• No annual fee
• Access your funds from ATM's & Online Banking
• Monthly payment based on 2.5% of outstanding principal balance