Unsecured Personal Loans & Lines of Credit

Get great rates with Bethpage-no collateral needed

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Bethpage Federal Credit Union's unsecured personal loans and personal lines of credit make it easy for members to access funds fast with maximum flexibility. These loans require no collateral and are ideal for consolidating debt or financing large purchases.

With an unsecured personal loan you can borrow up to $35,000 and receive your funds in one lump sum. Or choose an unsecured personal line of credit which gives you a credit line up to $35,000 and access to your funds as you need them. Both products offer competitive rates and features that make managing your loan simple.

Unsecured Personal Loan* Features

  • Loans amounts up to $35,000
  • Maximum 5 year term
  • Variable rate product
  • Use for bill consolidation or large purchases
  • No application fee

Unsecured Personal Line of Credit**

  • Loan amounts up to $35,000
  • Revolving line of credit
  • Pay only on what you borrow
  • Variable rate, open ended loan
  • Can be set up as overdraft on checking
  • No annual fee
  • Access your funds from ATM's & Online Banking
  • Monthly payment based on 2.5% of outstanding principal balance


To continue providing the most value for our members, we want to provide you with the tools that help you make financial decisions easier. Please see our "What will it take to pay off my line of credit?" calculator to plan the estimated time of repayment for your personal line of credit.

How to Apply for a Personal Loan or Line of Credit with Bethpage

Applying for a personal loan with Bethpage is easy, simply click the Apply now button and fill out the information that follows. You'll be asked to enter your email and to create a password so you can pause the application and pick it back up at any time. Once completed, our lending team will review your application and determine your eligibility. If you are approved, a Bethpage representative will contact you to continue and finish the process.

Ready to get the financing you need for life's various expenses? We invite you to start the loan process today!

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