Debt Protection

Best for those who have a Consumer (credit card, auto loan, personal loan) or Home Equity Loan or Line of Credit
with Bethpage.

  • Provides a sense of financial security in times of personal uncertainty.
  • Loan balance or monthly loan payments will be cancelled without penalty or added interest. 
  • Death, Disability and Involuntary Unemployment benefits available.
  • Optional coverage will not affect your loan.
  • Coverage available up to 70 years of age.
  • There are eligibility requirements, conditions and exclusions that apply to this program.

Plan Options

Single
Rate per $1,000 of loan balance

Joint
Rate per $1,000 of loan balance

Platinum:
Includes death, disability and involuntary unemployment coverage

$2.45

$4.29

Gold:
Includes death and disability coverage

$2.52

$4.39

Silver:
Includes death coverage

$1.31

$2.08

Bronze:
Includes disability coverage

$1.21

$2.31

Home Equity Elite:
Includes death, disability and involuntary unemployment coverage

$0.84

$1.49

Home Equity Premium:
Includes death coverage

$0.70

$1.11