Universal Life Insurance

Best for people who need a permanent life insurance plan where premium payments are flexible and death benefits are adjustable.

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Benefits
  • Flexibility to maintain your policy while increasing, decreasing or skipping premium payments based on changing needs.
  • Average cost usually lower than whole life at similar coverage amounts.
  • Flexible premiums.
  • Low cost.
  • Income Tax-Free Death Benefit.
  • Withdrawal or tax-free loans available.
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Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Bethpage Federal Credit Union and Bethpage Financial Group are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Bethpage Financial Group, and may also be employees of Bethpage Federal Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Bethpage Federal Credit Union or Bethpage Financial Group. Securities and insurance offered through LPL or its affiliates are:

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