Personal Savings

Looking towards the future with today’s
competitive rates.

Preserving your wealth and finances is just the beginning. Achieving the savings goal of you and your loved ones is our priority. Our range of products & services are tailored to always make your dreams within reach.



  • Minimum balance as low as $50.00 to open
  • Fixed rate for terms up to 60-months
  • Automatic rollover at maturity
  • Bump Up available for the 39-month term
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  • Youth Savings: 4.00% APY interest for the first $1,000; 0.35% APY interest for higher balances
  • All Youth Accounts convert to a regular Savings Account at age 21
  • Custodial accounts available
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  • Start with as little as $5
  • Funds can be deposited or withdrawn at any time
  • Access to Online and Telephone Banking
  • Deposits can be made through direct deposit, payroll deduction or as automatic transfers from other accounts
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  • Minimum opening deposit of $1.00
  • Payouts are automatically transferred to a Bethpage checking or savings account
  • No restrictions on dollar amount withdrawn or deposited
  • Peace of mind knowing the money will be there when you need it – whether for holidays, vacation or a large purchase
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  • Allows you to start an IRA account with a low initial investment – minimum deposit of $1.00
  • Earnings are tax deferred until distributions begin
  • Long term savings – the earlier you start saving, the longer you can contribute
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Do you have questions about becoming a Bethpage Member? Bethpage is here to help. We'll walk you through the process.


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Mon - Fri: 7:30 am - 7:00 pm
Saturday: 8:00 am - 2:00 pm


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