Savings Accounts Start with as little as $5. Funds can be deposited or withdrawn at any time. Access to Online and Telephone Banking. Deposits can be made through direct deposit, payroll deduction or as automatic transfers from other accounts.
Money Market Accounts Start with as little as $500. 3 tiers to determine rate. Write up to 3 checks a month.
Certificates Minimum balance as low as $50.00 to open. Fixed rate for terms up to 60-months. Automatic rollover at maturity. Bump Up available for the 36-month term.
Certificate Portfolio Spread your investment over different term certificates. Take advantage of interest rate changes. Maintain liquidity and access to some portion of your cash.
Youth Accounts Savings, checking and certificate accounts available. Youth Savings: 3.00% APY interest for the first $1,000; .35% APY interest for balances higher than that. Youth Certificate Accounts: Minimum balances starting at $50 Student Checking: Must be at least 15 years old All youth accounts convert to regular accounts at age 21
IRA Accounts Allows you to start an IRA account with a low initial investment – minimum deposit of $1.00. Earnings are tax deferred until distributions begin. Long term savings – the earlier you start saving, the longer you can contribute.
Special Purpose Account Minimum opening deposit of $1.00. Payouts are automatically transferred to a Bethpage checking or savings account. No restrictions on dollar amount withdrawn or deposited. Peace of mind knowing the money will be there when you need it – whether for holidays, vacation or a large purchase.