Personal Savings

Looking towards the future with today’s
competitive rates.




Preserving your wealth and finances is just the beginning. Achieving the savings goal of you and your loved ones is our priority. Our range of products & services are tailored to always make your dreams within reach.

SAVINGS ACCOUNTS

  • Start with as little as $5
  • Funds can be deposited or withdrawn at any time
  • Access to Online and Telephone Banking
  • Deposits can be made through direct deposit, payroll deduction or as automatic transfers from other accounts
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MONEY MARKET ACCOUNTS

  • Start with as little as $500
  • 3 tiers to determine rate
  • Write up to 3 checks a month
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CERTIFICATES

  • Minimum balance as low as $50.00 to open
  • Fixed rate for terms up to 60-months
  • Automatic rollover at maturity
  • Bump Up available for the 36-month term
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CERTIFICATE PORTFOLIO

  • Spread your investment over different term certificates
  • Take advantage of interest rate changes
  • Maintain liquidity and access to some portion of your cash
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YOUTH ACCOUNTS

  • Savings, checking and certificate accounts available
  • Youth Savings: 3.00% APY interest for the first $1,000; 0.35% APY interest for higher balances
  • Youth Certificate Accounts: Minimum balances starting at $50
  • Student Checking: Must be at least 15 years old
  • All Youth Accounts convert to a regular Savings Account at age 21
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IRA ACCOUNTS

  • Allows you to start an IRA account with a low initial investment – minimum deposit of $1.00
  • Earnings are tax deferred until distributions begin
  • Long term savings – the earlier you start saving, the longer you can contribute
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SPECIAL PURPOSE ACCOUNTS

  • Minimum opening deposit of $1.00
  • Payouts are automatically transferred to a Bethpage checking or savings account
  • No restrictions on dollar amount withdrawn or deposited
  • Peace of mind knowing the money will be there when you need it – whether for holidays, vacation or a large purchase
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CONTACT US

Do you have questions about a becoming a Bethpage Member? Bethpage is here to help. We'll walk you through the process.

Telephone Service Center

1-800-628-7070

Visit Your Nearest Branch

Find a Location  map pin location

Call Center Hours

Mon - Fri: 7:30 am - 7:00 pm
Saturday: 8:00 am - 2:00 pm

EMAIL US  email us