The minimum amount financed for the New & Late Model Auto 96 month term is $20,000.
* APR = Annual Percentage Rate. Rates and terms accurate as of and are subject to change without notice. All offers of credit are subject to credit approval; applicants may be offered credit at higher rates and other terms. Loan to Value restrictions may apply. Hazard Insurance is required on all loans secured by real property; flood insurance may also be required. No closing costs on new HELOCs up to $500,000 -. Closing costs paid by Bethpage must be repaid by the borrower(s) if line is closed within first 36 months. HELOC is a variable rate product with a maximum APR of 18%. The introductory rate is 2.49% APR for members who take an initial draw of $25,000, maintain this balance for one (1) year, and have automatic transfers from a Bethpage account for the monthly payment on the account. New HELOCS only. Prime rate as of = 3.25%. Membership conditions apply. $5.00 minimum share account required. Properties outside New York, the maximum HELOC is $250,000 at 75% LTV, except AZ, CA, FL, NV, and MI 65%. Properties outside New York, the maximum HEL is $250,000 at 75% LTV, except AZ, CA, FL, NV, and MI 65%. Properties outside New York, the maximum HEL 1st Lien is $250,000 at 75%, except AZ, CA, FL, NV, and MI 65%.
For current rates, call 1-800-628-7070. This credit union is federally insured by the National Credit Union Administration.
Rates shown are the lowest rates offered for the products advertised. Applicants who do not qualify at these rates and/or terms may be offered credit at a higher rate and/or with different terms. All extensions of credit are subject to credit approval.
Special Product conditions
(1) Auto rates assume loan to value ratio is less than or equal to 90% for Used and 115% for New.
(2) Rates assume the loan will be repaid through our electronic preferred payment program from a Bethpage Checking Account.
(3) 80% loan financing for Fixed Home Equity Loans and HELOCs available. Call 1-800-628-7070 for more details.
(4) Rates assume the loan will be repaid through our electronic preferred payment program from a Bethpage Checking Account.
(5) Fixed Home Equity Loans $250,001 - $500,000 borrower(s) must pay mortgage tax and title insurance.
(6) Fixed Home Equity Loan 1st Lien Position must hold 1st mortgage position. Loan amounts greater than $250,000 are subject to pay full closing costs and provided proof of reserves.
(7) NY Residence Only.
(8) Rates change based on loan to value, rates disclosed reflect a loan to value of 60% or less.